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Nischa

Nischa

Reserve your seat for my free investing workshop: https://link.nischa.me/investytb

I’m a former Investment Banker (with an accountancy qualification) and on this channel we explore all things personal finance, self development and business.

Links:
☑️ My Free Investing Workshop: https://link.nischa.me/investytb
📸 Instagram: https://www.instagram.com/nischa.me/
🔗 My Links: https://nischa.me/links
🎥 Tiktok: https://www.tiktok.com/@nischa.me
📧 Newsletter: https://nischa.me/newsletter

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  • 32 episodes
  • daily
  • Avg 14 min
  • English

Episodes 32

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  • Yesterday · 23 min

    Accountant Explains: The 6-Month Money Reset That Actually Works

    ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt Click here to sign up for the free trial for Plaud.ai - The World's No.1 AI Note-taking Brand and use code NISCHA10 to get £10 off: UK Official website: https://bit.ly/4lIUwYQ UK Amazon: https://amzn.to/4lQJrVQ USA Official website: https://bit.ly/47PhNme USA Amazon: https://amzn.to/4t2TVnl My products: 📙 Manage your money like the 1% (tracker shown in this video): https://nischa.me/plan-yt/ 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📶 Intentional Spending Tracker (free): https://nischa.me/ist DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply

  • Monday · 11 min

    ACCOUNTANT EXPLAINS: Money Habits Keeping You Poor

    🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclass Investing Platform I use is Trading 212: Use the promo code NISCHA to get a free share worth up to £100: https://nischa.me/trading212 Most of what we do with our money everyday is unconscious. In this video I share the most common bad money habits and how you can break out of them. My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 - Intro 00:28 - Paying Yourself Last 01:53 - Bad Debt 02:31 - Buffer 03:17 - Income & Expenses 03:57 - Spending 04:48 - Saving 05:37 - Taxes 06:56 - Waiting too long to invest 07:59 - Not caring DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply

  • Sunday · 17 min

    9 Minimalist Habits That Can Make You Effortlessly Rich

    ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt 👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischa 📊 My Upcoming Investing Workshop (free): https://nischa.me/investyt DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply

  • Sunday · 11 min

    FINANCIAL GOAL SETTING FOR 2024 - How I’m changing my life this year

    🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 📶 Intentional Spending Tracker (free): https://nischa.me/ist Dream big, dream authentically. Hope this video gives you some inspiration to get your goals down and go after them with all that you've got! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 - Intro 00:35 - Vision 01:37 Roadmap 02:10 - Goal setting - How many & How 03:54 - Goal setting - Lead Measures 05:55 Goal setting - Accountability DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply

  • Saturday · 14 min

    Accountant Explains: 97.8% of What You Need to Know About Money

    ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt After 9 years in banking as a Chartered Accountant, I realized that spreadsheets and stock tips aren't what actually build wealth. It comes down to 6 core pillars that are rarely taught in school. From defeating the "Silent Tax" of inflation to using debt as a lever rather than an anchor, I’m breaking down the 97.8% of personal finance you actually need to know to grow your net worth. My products: 📊 Sign up to my upcoming Investing Workshop (free): https://nischa.me/investyt 📙My money coaching community: https://nischa.me/nic2/ 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Timestamps: 0:00 Intro (Money is a mindset, not math) 0:37 RULE 1: The "Silent Tax" (Inflation) 2:18 RULE 2: Saving vs. Investing 4:06 RULE 3: Compound Interest explained 5:51 RULE 4: Income vs. Net Worth 7:08 RULE: Good Debt vs. Bad Debt 8:50 RULE: The Tax Gap 9:27 Understanding tax brackets 10:04 How to get "Free Money" (Tax legalities) 10:50 Summary of the 6 Pillars DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply

  • Friday · 11 min

    5 Success Lessons That Will Transform Your Life

    🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 👉🏽 My Intentional Spending Tracker (free): https://nischa.me/ist In this video, I share the top five life-changing lessons that I have learned this year My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 - Introduction 00:16 - Parkinson's Law in Action 01:45 - Compounding 03:30 - Don't Box Yourself In 04:57 - Manson & 80/20 Rule 06:10 - Unique Pairing DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply

  • Thursday · 15 min

    Accountant Explains: What 99% of Rich People WON’T Tell You

    ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt REVOLUT: Join Revolut Business and get £200 when you sign-up using my link: https://revolutbusiness.onelink.me/jLOt/nischa1 and add at least £0.01 to your account by 30 June 2026 Join Revolut retail and get £20 when you sign up to Revolut with my link: https://get.revolut.com/z4lF/nischayt2 and use your card (16+, end date and T&Cs apply) PRODUCTS MENTIONED IN THIS VIDEO: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📙My money coaching community: https://nischa.me/nic2/ Timestamps: 0:00 Intro (Most rich people aren't smarter than you) 0:31 HABIT 1: The Drain 2:04 HABIT 2: The Financial X-Ray 3:49 HABIT 3: The Buffer Rule 6:44 HABIT 4: Get Rich Slow 8:31 HABIT 5: The Tax Game 10:20 HABIT 6: The Money Mirror 12:02 Final Thoughts DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

  • September 16 · 11 min

    How much youtube paid me in my first month with 40k subs | monetisation and analytics

    🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest ➡ My Free YouTube Guide: https://nischa.me/free-youtube-guide Is Youtube really a passive income stream? I reveal how much Youtube paid me in my first month of being monetized (pre-tax) - how I did it, how long it took, was it worth it… My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 - Intro 00:31 - How long it took & how much i made 04:10 - Why I chose Youtube as a platform 04:59 - How much i made via other streams 06:34 - Final thoughts DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply

  • September 15 · 18 min

    Accountant Explains: 9 TINY Habits To Make You Become Rich In 2026

    ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt Claim your fee free first transfer of upto £500 from Wise: https://wi.se/nischa_ Find out more here: https://wise.com/gb/compare/ Most people don’t feel like they don’t have enough because they earn less. It’s often the result of small habits repeated every day. In this video, I walk through 9 tiny habits that shape how you experience money and control. None of them require you to earn more, just to see things differently and make small shifts. My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Timestamps: 0:00 Intro (Why You Still Feel Broke) 0:27 Habit 1 1:39 Habit 2 3:30 Habit 3 4:50 Habit 4 7:40 Habit 5 8:48 Habit 6: 9:52 Habit 7 11:28 Habit 8 12:30 Habit 9 13:47 Outro DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply

  • September 14 · 12 min

    I Changed 5 Things About My Day. Everything Compounded.

    ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt 📶 Spending Tracker (free): https://nischa.me/tracker 📙 Financial Wellbeing Toolkit: https://nischa.me/plan In this video, I’m sharing the exact changes that helped me break that cycle and get my time back. This isn’t about waking up at 5am or doing more. It’s about small, intentional changes that made my days calmer, clearer, and far more productive, without burning out. Timestamps: 00:00 Intro 00:35 Change #1 01:18 How Content Overload Quietly Destroys Focus 02:15 Change #2 02:52 The 100-Year-Old Rule 03:45 Change #3 06:03 Change #4 06:36 What Secretly Draining You 07:38 Change #5 08:45 How I Review My Finances 09:28 The System That Makes All of This Compound DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply

  • September 13 · 12 min

    6 life-changing personal finance books you MUST READ in 2023

    🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclass 6 Books that have had the biggest impact to my life over the last few years... if you haven't already, highly recommend reading them! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00- Intro 00:15 - I Will Teach You 01:14 - 4 Hour Work Week 03:00 - Rich Dad Poor Dad 04:40 - Cashflow Quadrant 06:00 - Think and Grow Rich 07:21 - Lean In DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply

  • September 12 · 18 min

    Thankfully, Getting Rich Is This Simple

    ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt 👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischa In this video, I'm breaking down the exact 6 rules every wealthy person I know follows every single month, starting with the one equation that completely rewired how I think about money. Mentioned in this video: 📙Robin’s book (business coach): https://book.robinwaite.com/ 📶 My inner circle community: https://nischa.me/nic-2-join/ TIMESTAMPS: 0:00 — Intro 0:29 — Rule 1 1:44 — Rule 2 3:56 — Rule 3 7:29 — Rule 4 9:25 — Rule 5 12:12 — Rule 6 14:10 — Outro DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply

  • September 11 · 11 min

    7 investing myths that are holding you back financially

    🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 👉🏽 My Intentional Spending Tracker (free): https://nischa.me/ist In this video, I unravel 7 common myths about the stock market, enjoy! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 - Intro 00:19 - You need to be clever to invest 01:30 - You lose money when the market crashes 02:45 - percentage gain = percentage loss 03:35 - More Stocks means more diversification 04:22 - Buy at rock bottom 05:57 - Buying because the price has fallen 07:05 - The Stock Market has an obligation DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply

  • September 10 · 17 min

    9 Little Luxuries That Completely Changed My Daily Life

    ⏰ Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investyt Claim your fee-free first transfer of upto £500 from Wise: https://wi.se/nischa_2 ✨ OTHER PRODUCTS MENTIONED IN THIS VIDEO ✨ 💳📱 The all-in-one account I use: https://wi.se/nischa_2 📊 My free spending tracker: https://nischa.me/ist 🧘‍♀️10-minute daily stretch: https://www.youtube.com/watch?v=CKnlEt5n3Sk&t=395s 🥤 Smoothie Recipe: 1 cup almond milk Handful of frozen blueberries 4 large frozen strawberries 3 tbsp peanut butter 1 scoop vanilla protein powder 📔 Journal (great journal, though the pen isn’t ideal): https://amzn.to/4dMFPAJ 🧊 Water bottle: https://amzn.to/42RKSuw DISCLAIMERS & DISCLOSURES Wise Disclaimer The Fund has achieved an average annual return of 3.03% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority (839689). When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Other Disclaimers: This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply

  • September 10 · 11 min

    5 Financial Mistakes I've Made in the Last 10 years

    🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshop In this video I cover 5 Money Mistakes I have made in the last 10 years.. enjoy! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 - Intro 00:06 - That Car 02:02 - Saving 03:00 - Buy Once, Cry Once 04:12 - Not Investing Earlier 05:53 - Ant vs Grasshopper DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply

  • September 9 · 18 min

    The easiest (and laziest) way to get rich

    🚨 Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/investvsl In this video, I break down exactly how investing just $100 a month can grow into over a million dollars, why waiting for the "perfect" time is costing you more than you think, and why investing is far simpler than most content online makes it seem. Whether you're starting from zero or feel like you've already missed the boat, this is your Step 1. Time Stamps: 0:00 — Intro 0:50 — How I used to be terrible with money 1:18 — The moment that changed everything 2:01 — What comes first 2:45 — How investing actually works 3:45 — What 100 a month can turn into 6:48 — Scaling up as your income grows 9:05 — Where to learn more DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply

  • September 8 · 9 min

    9 Things I Stopped Buying to Make More Money

    🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest Join my FREE Financial Life-Design Workshop: https://nischa.me/lifedesignworkshop 9 Things I stopped buying to live below my means and invest more! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 - Intro 00:24 - Books 00:56 - Car 01:23 - Souvenirs 02:00 - The Updates 02:53 - Sales 03:32 - Things I don't understand 03:59 - Fast-fashion 04:41 - High-Maintenance items 05:33 - Pre-nup 06:15 - My thoughts on spending DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply

  • September 7 · 11 min

    Habits That Made Me 6 Figures by 24 (My Formula)

    🚨 Reserve your seat for my FREE investing workshop: https://nischa.me/invest 👉🏽 Join my FREE Payday Routine Masterclass: https://nischa.me/wealthmasterclass 6 Habits that made me six figures by 24 and have helped me achieve every financial goal since then! My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00- Intro 00:23 - Close the Learning Gap 01:42 - The Spotlight Effect 02:40 - Question the Answer 04:02 - Money Out = Money in 05:25 - FOMO Will Hold You Back 06:45 - Action is better than Over-analysis DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! T&C's apply

  • September 7 · 15 min

    Why I'm changing how I invest (before it's too late)

    🎓 Reserve your seat for my free investing workshop this Sunday: https://link.nischa.me/invest1 In this video, I break down why I'm changing how I invest after one of the world's most popular index funds just hit record highs, what role AI is playing in that decision, and what it might mean for your own portfolio. I spent 13 years in finance, qualified as a chartered accountant and worked in investment banking for 9 years, and this is how I'm thinking about it. Whether you're just starting out or you've been investing for a while, this one is worth paying attention to. My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Time Stamps: 0:00 — Intro 1:00 — How the S&P 500 actually works 1:44 — The historical returns you need to know 2:37 — Why I'm rethinking my strategy 2:45 — The Magnificent 7 explained 3:46 — What AI has to do with your investments 4:15 — The dot com bubble and what it taught us 5:21 — How I'm changing what I invest in 6:32 — Why the S&P 500 is less diversified than you think 7:32 — Why I'm shifting towards global stocks 9:15 — How I personally split my portfolio 11:01 — Why panic selling destroys long term returns DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply

  • September 7 · 15 min

    Accountant explains: You might be richer than you think

    👉 Sign up for your $1-per-month Shopify trial here: https://shopify.com/nischa 📶 Intentional Spending Tracker (free): https://nischa.me/ist Timestamps 0:00 – Why most people feel financially behind 1:00 – Borrowed lifestyles & the debt data you need to see 1:51 – When is debt actually okay? 2:39 – The comparison trap 3:48 – Upward comparison & the psychology behind it 4:13 – How social media expanded the comparison pool 5:32 – The 3 financial markers that show you're on track 6:04 – Why AI is making us financially lazy 6:53 – Hedonic adaptation (the hedonic treadmill) 8:18 – The history of status symbols 11:21 – What's actually worth chasing today 11:53 – How to define YOUR version of a good life DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply

Showing 1–20 of 32 episodes