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  • Harvard Business Review

    Have Leaders Neglected Their Core Values?

    Have Leaders Abandoned Their Core Values? 19 Nov 2025 --- In today’s uncertain environment, C-suite leaders seem increasingly reluctant to speak out on the issues they care about. Brené Brown reflects on why that happens and what it means to lead with integrity in challenging moments. Listen to the full IdeaCast episode here: https://s.hbr.org/48aoTRO ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Learn more about your ad choices. Visit megaphone.fm/adchoices

    Today · 3 min
  • Money Making Conversations Master Class

    Financial Advice: The interview focuses on the growing economic power of women and systemic gaps in the financial industry.

    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cary Carbonaro. A certified financial planner with 25+ years of experience, discusses her book Women and Wealth and her mission to empower women financially. The interview focuses on the growing economic power of women, systemic gaps in the financial industry, and the importance of financial planning and independence. 🎯 Purpose of the Interview 1. Empower Women Financially Raise awareness about women’s role in the future of wealth ownership. Encourage women to take control of their financial futures. 2. Highlight Industry Gaps Expose how the financial services industry has historically underserved women. Advocate for a more inclusive, “female-friendly” approach to financial planning. 3. Promote Financial Planning for Everyone Emphasize that financial planning is not just for the wealthy. Encourage proactive, long-term planning to achieve financial freedom. 🔑 Key Takeaways 1. Women Will Control the Majority of Wealth By 2030, women are projected to control two-thirds of U.S. wealth (~$30 trillion). 👉 Lesson: The financial industry must adapt to serve a rapidly changing client base. 2. The Financial Industry Is Not Built for Women Historically designed “by men for men.” Many women feel unheard, misunderstood, or underserved. 👉 Lesson: Financial services must evolve in communication, empathy, and strategy. 3. Women Often Leave Financial Advisors About 80% of women leave their financial advisor after a spouse dies. [ Reasons: Lack of connection Poor communication Feeling excluded or pressured 👉 Lesson: Relationship-building and inclusion are critical in financial advising. 4. Financial Planning Is Essential for Everyone Not just for the wealthy—everyone needs a roadmap. Planning covers: Cash flow Investments Taxes Insurance Estate planning 👉 Lesson: A comprehensive plan aligns all aspects of your financial life. 5.“If You Fail to Plan, You Plan to Fail” Financial success requires intentional planning. Each person’s “financial freedom” looks different. 👉 Lesson: Define your goals and build a strategy to reach them. 6. Women Face a Significant Wealth Gap Beyond the wage gap, women experience a**“wealth gap”** due to: Career interruptions Caregiving responsibilities This can cost women around $1 million over a lifetime. [ 👉 Lesson: Structural and societal factors impact long-term wealth accumulation. 7. Financial Literacy Equals Power and Choice Wealth gives options in lifestyle, career, and life decisions. 👉 Lesson: Money is not just income—it’s control over your life. 8. Women Often Seek Help Too Late Many women consult financial advisors only after crises (death, divorce, job loss). 👉 Lesson: Proactive planning is far more effective than reactive decision-making. 9. Representation Matters in Finance Only about 24% of certified financial planners are women. [ 👉 Lesson: More female professionals are needed to better serve female clients. 10. Confidence & Visibility Drive Success Carbonaro built her business by: Positioning herself as a financial expert for women Speaking publicly and sharing her message Staying authentic to her mission 👉 Lesson: Clear positioning and purpose attract the right audience. 💬 Notable Quotes On Wealth Shift “By 2030, women are going to control two-thirds of the nation’s wealth.” On Industry Gaps “My industry… has been built by men for men.” On Planning “If you fail to plan, you plan to fail.” [ On Financial Independence “Women should control their own destiny… money equals power.” [CARY CARBONARO | Txt] On Advisor Relationships “80% of women leave their financial advisor after a spouse dies.” [CARY CARBONARO | Txt] On Life Impact of Wealth Gap “That… over her lifetime costs her $1 million.” [ On Financial Timing “Women call me when it’s raining… I want them to call when it’s sunny.” [ 🧠 Bottom Line This interview highlights a major societal and financial shift: 👉 Women are becoming the dominant force in wealth—but the system isn’t ready. Carrie Carbonaro’s message: Start planning early Build financial literacy Demand better service Use wealth as a tool for independence and choice #BEST #STRAW #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast See omnystudio.com/listener for privacy information.

    Today · 24 min
  • Harvard Business Review

    Dealing with a Macromanager

    Dealing with a Macromanager 17 Oct 2024 --- Everyone’s dealt with a micromanager at some point. But how do you deal with a boss who is too hands-off, who delegates so much that you’d call them a macromanager? Women at Work co-hosts Amy Gallo and Amy Bernstein have some suggestions. Listen to HBR’s Women at Work podcast for more advice from Amy and Amy: https://s.hbr.org/4eJCr8Y Season 10 starts October 21! Learn more about your ad choices. Visit megaphone.fm/adchoices

    Today · 2 min
  • Money Making Conversations Master Class

    Legal Advice: Legal advocacy remains essential in protecting civil rights and ensuring equal access to opportunities.

    Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney James Carter. The 84th President of the National Bar Association, to discuss the critical role of legal protection in business, the importance of civic engagement and voting rights, the impact of the Black legal profession, and the responsibility of leaders to mentor future generations. The conversation focused on empowering entrepreneurs, protecting communities through legal advocacy, and creating opportunities through education and service. Key Takeaways 1. Every Business Needs a Strong Legal Foundation Attorney Carter emphasized that successful entrepreneurship begins with proper legal documentation. Contracts, operating agreements, and legal compliance are not optional expenses but essential investments that protect business owners from future disputes and misunderstandings. Lesson: Handshake agreements can lead to costly problems. Written agreements establish expectations and provide protection when challenges arise. 2. AI Is a Tool, Not a Substitute for Legal Expertise While artificial intelligence can help people begin researching legal matters, Carter warned against relying on AI as a final authority. He noted that AI systems can produce inaccurate information and that even attorneys have faced professional consequences for depending too heavily on AI-generated content. Lesson: Use technology to gather information, but rely on qualified professionals when making important legal decisions. 3. The National Bar Association Exists to Protect Rights and Advance Justice Carter discussed the long history and mission of the National Bar Association, which was founded in 1925 to advocate for African American attorneys and communities. He highlighted its role in significant civil rights efforts and its continued commitment to advancing freedom, justice, and equality. Lesson: Legal advocacy remains essential in protecting civil rights and ensuring equal access to opportunities. 4. Voting Is a Responsibility, Not Just a Right One of Carter's major priorities as NBA president is election protection. He described efforts to educate voters, provide resources, and help people overcome barriers to voting. He stressed that many people sacrificed greatly to secure voting rights, making civic participation a responsibility that should not be taken for granted. Lesson: Voting is one of the most powerful ways individuals can influence their communities and future generations. 5. Reputation Matters More Than Advertising Discussing legal advertising, Carter advised consumers to look beyond marketing campaigns and evaluate attorneys based on experience, qualifications, and proven results. Lesson: Whether choosing an attorney or any professional service provider, conduct research and evaluate credibility before making a decision. 6. Black Lawyers Play a Critical Role in Social Progress Carter emphasized the historic and ongoing contributions of Black attorneys in advancing civil rights, protecting communities, and shaping American society. He encouraged greater recognition of the profession's impact and the importance of supporting diverse legal representation. Lesson: Representation matters, and strong legal advocates continue to help create pathways to justice and opportunity. 7. Mentorship Should Be a Lifestyle One of the most inspiring parts of the conversation centered on mentorship. Carter shared lessons from his mentor and encouraged professionals to practice what he called "simple service" by consistently guiding, encouraging, and creating opportunities for younger generations. Lesson: Success is not just about personal achievement but also about helping others access opportunities and reach their potential. Memorable Quotes On Contracts and Business Agreements "It's a mutual document of distrust." On Written Agreements "Oftentimes when it comes down to money, in the end, folks get amnesia." On Artificial Intelligence "It's a good guide to help you start the process, but it is not the best guide to end the process." On the Mission of the National Bar Association "America lives its creed of freedom, justice and equality." On Civic Engagement "When we have the opportunity and the ability to rest upon the struggles of our ancestors who fought, bled and died, and you don't vote, that is very, very frustrating." On Mentorship "It should be a way of life for all of us to grab some young person." On Giving Back "Practice the living prayer." On Community Service "Simple service. Just simple service." Final Thoughts Attorney James Carter's interview was a powerful reminder that success requires preparation, protection, participation, and purpose. From establishing a legally sound business to exercising the right to vote and mentoring the next generation, Carter reinforced that leadership is about more than personal achievement. His message was clear: build strong foundations, stay engaged in your community, protect your rights, and create pathways for others to succeed. Those actions ultimately strengthen businesses, families, and communities while helping everyone continue to Keep Winning. #STRAW #BEST #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast See omnystudio.com/listener for privacy information.

    Today · 28 min

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