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Our presenters sit down with our team of consumer experts to give you useful advice to help make life simpler, fairer and safer for everyone.

Which? Money is your home for money news and personal finance hacks. Which? Shorts is your home of narrated pieces from our suite of magazines. And stay tuned for other shows full of advice.

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Thursday · 17 min
Which tax rises could be announced in this month’s Budget?
It’s less than two weeks to go until John Healy delivers his first Budget speech as Chancellor. So, what could he announce that would affect your finances? In this episode, Which? tax expert Ruby Flanagan joins us to discuss which taxes could be increased to help Andy Burnham’s government deliver their new policy announcements. From inheritance tax to stamp duty, we analyse the likelihood of each of these taxes rising. Plus, Faye Church, chartered financial planner at Rathbones explains why more affluent households are increasingly worried about the cumulative impact of possible changes affecting pensions, capital gains tax and other areas of personal taxation. Read more about what announcements could be made in the Budget on our website & sign up for our free weekly Money newsletter Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
Wednesday · 35 min
Are you wasting money on collagen supplements? - The Health Reset
What are the best things you can do for your skin as you age? Why has collagen seemingly become the answer to all our skincare problems? And what's the truth behind the supposed benefits of retinol and vitamin A? We lift the lid on the science behind these products as we reveal the findings of our rigorous testing to help you cut through the noise and disinformation found online. Midlife can be an exciting new chapter, but it can also bring some unexpected changes to your body. Dry, itchy sensitive skin, adult acne and hot flushes are all common symptoms of the menopause. We discuss how to deal with some of these symptoms, whether expensive skincare really makes a difference to your health. We think it’s time for a better conversation that’s impartial to help us separate myths from genuine science. This episode features Shefalee Loth. She is a nutritionist at Which? and leads the research for the health and wellbeing team. With over 20 years of experience, Shefalee’s extensive career includes working with the NHS, The London School of Hygiene & Tropical Medicine, and the World Cancer Research Fund. We also have Dr Anjali Mahto. She’s a highly respected and renowned medical and cosmetic consultant dermatologist based on Harley Street, as well as the author of the best-selling book The Skincare Bible. This is The Health Reset. Presented by Erica McKoy. Read all of our menopause supplements reviews on our website & sign up for our free fortnightly Healthy Living newsletter Read more about retinols & listen to our podcast on LED masks, collagen and anti-aging creams If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
Tuesday · 7 min
Are you paying too much for antivirus?
Antivirus software is a strong protection for your devices, but it can become unnecessarily expensive if you ignore the auto-renew messages. In this episode of Which? Shorts, we reveal how some antivirus providers make it difficult to switch off auto-renew when you sign up, potentially leading people to overpaying to keep their devices protected from malware. Whether or not you actually need antivirus depends on your devices and what you do on them. We explain which providers are most transparent about auto-renewal, and how to navigate the process so you don’t end up overpaying. This episode is read by Callum Pears and is based on an article he wrote, originally published in the October/November 2026 issue of Which? Tech. Read our reviews of the best antivirus on our website & sign up for our free fortnightly Tech newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
October 8 · 28 min
Will you be affected when pensions come under the scope of inheritance tax?
There’s just six months to go until the tax net widens when, in April 2027, unspent pensions will count towards the value of your estate for inheritance tax (IHT) purposes. In this episode, Which? tax expert Ruby Flanagan explains how money inside of unspent pensions will form part of estate and how you can work out if you’ll be leaving an IHT bill for your loved ones. We’re also joined by Lisa Picardo, chief business officer at PensionBee, who tells us why the government is making this change and what you can do to reduce the value of your estate, which will in turn reduce the size of any IHT bill you leave behind. Read more about how IHT will apply to pensions on our website & sign up for our free Retirement Planning newsletter Find out if you pension will be subject to IHT & read how the new rules will work in practice Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
October 7 · 44 min
Why we've lost the plot on ultra-processed food - The Health Reset
Midlife brings an incredible amount of wisdom but it can also feel like your body is going through major shifts. Unexplained weight shifts, changes to your skin, brain fog and disrupted sleep - sound familiar? And for far too long the advice has been, "eat a little less, exercise a bit more and just push through". We think it’s time for a better conversation that’s impartial to help us separate myths from genuine science. In this episode you’ll learn how much salt you need per day, the ultraprocessed foods (UPFs) that shouldn’t be demonised and what you can do to have a better relationship with food as you age. This episode features: Shefalee Loth, Principal Researcher and Nutritionist at Which?, she leads the research for the health and wellbeing team. With over 20 years of experience, Shefalee’s extensive career includes working with the NHS, The London School of Hygiene & Tropical Medicine, and the World Cancer Research Fund. We also have Laura Clark, widely known as The Menopause Dietitian. She’s a registered dietitian with over two decades of clinical experience. She has supported thousands of patients, combining nutritional science with behavioural therapy and intuitive eating counselling. The menopause transition happens to 50% of the population. It’s associated with an increased chance of obesity, cardiovascular diseases and osteoporosis. So, let’s talk about one of the most important parts of health. Food. This is The Health Reset. Sign up for our live podcast ‘How to thrive through mid-life and menopause’ on Tuesday 13 October to put your questions to our expert panel Read all of our menopause supplements reviews on our website & sign up for our free fortnightly Healthy Living newsletter Read more of Shefalee's analysis on why menopause supplements might not be worth it & listen to our Which? Shorts podcast on menopause If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
October 6 · 9 min
Should you buy plug-in solar panels?
You can now buy plug-in solar panels on the high street and online at a fraction of the cost of traditional rooftop systems. But are they right for your home? In this episode of Which? Shorts, we explain how plug-in solar panels work, look at their pros and cons, and compare them with rooftop solar panels. Plug-in solar panels are already popular on the continent, but they’re a new option for households in Great Britain after a law change made it legal to buy and install kits in this country. But plug-in panels are very different to rooftop panels you may be familiar with. So how do they compare, how much could you save and which type is most suitable for you? This episode is read by James and is based on an article written by Emily Seymour and Karen Lawrence, originally published in the October 2026 issue of Which? magazine. Read more about plug-in solar panels on our website & sign up for our free monthly Greener Living newsletter Find an electrician or solar panel installer via Which? Trusted Trader If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
October 1 · 30 min
Are mortgage rates going to climb even higher?
The Bank of England base rate was held again last month, so why are mortgage rates on the rise? In this episode, Which? property expert Sam Wilson explains what’s driving up the cost of borrowing, and how a range of external factors can influence the rates lenders offer. Sam also reveals the results of our yearly analysis into mortgage lenders, explaining how four companies stood out from the crowd to be awarded Which? Recommended Provider status. Plus, David Hollingworth from L&C Mortgages explains the benefit of using a mortgage broker when you come to remortgage. Read all of our reviews of mortgage lenders on our website & sign up for our free weekly Money newsletter Read more about why mortgages rates are rising & sign up for our free First-time Buyer newsletter Check the latest mortgage deals on our website - it’s updated twice daily Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
September 29 · 7 min
Are menopause supplements worth buying?
Reaching for supplements can seem like a natural thing to do when your body requires extra nutrients, but our research reveals a wide variation in active ingredients and a lack of evidence-backed dosing. In this episode of Which? Shorts, our chief nutritionist Shefalee Loth lifts the lid on our research to help you understand what’s actually inside the menopause supplements we tested. We spent many hours researching more than 80 active ingredients included in a range of big-brand supplements, from everyday vitamins and minerals to niche herbal and botanical extracts. This episode is read by Shefalee Loth and is based on an article she wrote, originally published in the September 2026 issue of Which? magazine. Sign up for our live podcast ‘How to thrive through mid-life and menopause’ on Tuesday 13 October to put your questions to our expert panel. Read all of our menopause supplements reviews on our website & sign up for our free fortnightly Healthy Living newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
September 25 · 33 min
Widespread misconceptions could mean your home insurance policy isn’t up to scratch
Home insurance may seem like a chore to deal with, but it’s an essential protection. So, why are so many homeowners having their claims rejected? In this episode, Which? insurance expert Dean Sobers shares some data which shows that almost a third of home insurance claims are being declined. Dean explains how Which? research has identified widespread misconceptions around what policies cover, leading to customers lacking the protection they thought they had. We share our best advice on how to get the best protection for your home, plus Dean reveals this year’s crop of Which? Recommended Providers and Best Buy policies. Read all of our insurance reviews and compare quotes on our website & sign up for our free weekly Money newsletter Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
September 22 · 9 min
Mystery shoppers help us reveal the supermarkets that deliver the freshest groceries
We sent mystery shoppers from across the country to help us find out what’s really going on with online grocery deliveries. This is what we found out. In this episode of Which? Shorts, our senior retail researcher Hannah Walsh reveals the results of our investigation into some of the UK’s biggest supermarkets, and how their online delivery services compare. We found examples of fresh food being delivered on the same day as its use-by date. We explain how paying more doesn’t necessarily mean your groceries will be fresher or last longer. This episode is read by James Rowe and is based on an article written by Hannah Walsh, originally published in the September 2026 issue of Which? magazine. Read more from our travel experts on our website & sign up for our free monthly Travel newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
September 17 · 29 min
You might not be making the most of your workplace pension - here’s what to do
Nearly half of all UK adults paying into a defined contribution workplace pension have no idea how much their employer contributes. Is that ignorance hampering our retirement planning? In this episode, Which? pension specialists Paul Davies and Holly Lanyon reveal the results of their research into the public’s understanding of workplace pensions - a key component of the income we’ll rely on in retirement. They explain how understanding how workplace pensions work, and how much your employer contributes, can help you save more for later life. Plus, they share advice on planning for retirement, and detail how the government is reviewing workplace pensions - including what the Pensions Commission could recommend to help us all save more. Which? surveyed 1,294 working adults in the UK between 14 and 17 August 2026. Deltapoll carried out the fieldwork online, and the final data have been weighted to represent the UK working adult population. Read more about Holly’s research into workplace pensions on our website & sign up for our free weekly Money newsletter Find out if you’re making the most of your workplace pension on our website & sign up for our free Retirement Planning newsletter Take control of your retirement planning with our expert reviews, calculators and up-to-date news on our website Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
September 15 · 11 min
The Greek island you need to visit out of the peak summer season
Corfu’s secret beaches, mountain villages and warm hospitality make it the perfect place for a getaway… if you visit at the right time. In this episode of Which? Shorts, deputy editor of Which? Travel Naomi Leach shares her experience of exploring Corfu as she went off the beaten track, away from the usual tourist hotspots. Naomi’s visit included authentic vineyards, choppy turquoise seas, and cobblestone staircases - a world away from the typical imagery conjured up when Greek islands spring to mind. This episode is read by Naomi Leach and is based on an article she wrote, originally published in the September/October 2026 issue of Which? Travel. Read more from our travel experts on our website & sign up for our free monthly Travel newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
September 10 · 29 min
First Halifax, now TSB? Why are banks disappearing?
The sheer scale of bank branch closures has caused concern inside government. And with one - maybe two - high street brands set to disappear from the high street, is the situation going to get even worse? In this episode, Which? senior data journalist Josh Wilson crunches the numbers to reveal the stark reality of high street banking in 2026: 69% of the nation’s physical banking network has been lost since January 2015. Josh explains why banks keep closing branches, and what an official government review into accessing face-to-face banking services could reveal. Plus, Which? senior researcher Faye Lipson details what Halifax customers need to know as the brand is set to disappear from the UK, and why TSB customers should be aware that the pioneering brand could vanish too. Read more about bank branch closures and the government review on our website & sign up for our free weekly Money newsletter Find out more about what the Halifax brand axing means for you & what could happen to TSB Read our reviews of the best banks and bank accounts Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
September 8 · 10 min
Can you really trust that ‘bargain’ holiday price?
Have you ever been searching for holidays online only for the price to increase? Well, you’re not alone. In this episode of Which? Shorts, we share the result of our research into Expedia, Lastminute.com, Loveholidays, On the Beach and Tui, where we aimed to find out how the business model dubbed ‘dynamic pricing’ affects prices for customers. We saw some holidays increase by hundreds of pounds at the click of a mouse, so how can firms get away with this? And are there any examples of holidays that go down in price instead? This episode is read by James Rowe, and is based on an article written by Trevor Baker, originally published in the September/October 2026 of Which? Travel. Read more from our travel experts on our website & sign up for our free monthly Travel newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
September 3 · 27 min
Are you being left in the dark by your bank?
There’s no doubt that you remember receiving notifications from your bank telling you that the interest rate on your savings account is set to go down. But are banks doing enough to tell us when an account with a better rate is available? In this episode, we’re joined by Which? researcher Holly Lanyon who shares the results of her investigation into whether or not banks are keeping us up to date on savings products - something they’re legally required to do. Plus, Andy Webb from Be Clever With Your Cash explains the different types of accounts we should consider opening, and why spreading your cash across multiple providers could be crucial. Read more about Holly's investigation into savings accounts & sign up for our free weekly Money newsletter Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
August 30 · 8 min
Ditch the algorithms and curate your own social media feed
There are few things more frustrating than feeling like an algorithm is controlling what you see online. Luckily, taking back control of your feeds and search results is easier than you think. In this episode of Which? Shorts, we share expert advice on how to dodge aggressive recommendation engines, clean up your digital privacy settings and even throw algorithms off your scent with ‘data poisoning’ tricks. By making a few smart adjustments to your browsers, privacy options and search habits, you can stop doomscrolling and start curating an internet that actually works for you. This episode is read by Erica McKoy and is based on an article written by Nicole Kobie, originally published in the August/September issue of Which? Tech. Read more of our advice on how to fix tech issues on our website & sign up for our free fortnightly Tech newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
August 27 · 30 min
Are you better off switching banks? Or should you stay loyal?
The Current Account Switch Service becomes a teenager next month. It's been 13 years since it became possible to switch your current account provider in as little as 7 days. But is it always worth it? In this episode, Which? money news editor Grace Witherden talks us through the bank switching process, including why banks are happy to give you hundreds of pounds if you choose to become a customer of theirs. Grace helps you weigh up whether or not switching just for the monetary incentive is worth it, and whether other factors - such as app functionality, fee-free spending abroad, and other perks - should be taken into account. Plus, Caitlyn Eastell, personal finance analyst at Moneyfacts talks us through the current switching deals on the market. Read more about the best current account switching deals on our website & sign up for our free weekly Money newsletter Read our reviews of the best banks and bank accounts Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
August 25 · 8 min
The tech problems we solve most often - and how to fix them yourself
There are few things more frustrating than your devices not doing what they’re supposed to. Luckily for you, that’s where our Tech Support team comes in. In this episode of Which? Shorts, we speak to our tech experts to find out which problems they deal with most frequently when Which? Tech members get in touch to help you fix them yourself. With 89 years of tech support experience between them, our support team is best placed to help you resolve some of the most common tech issues. This episode is read by James Rowe and is based on an article written by Cathy Hudson, originally published in the August/September 2026 issue of Which? Tech. Read more of our advice on how to fix tech issues on our website & sign up for our free fortnightly Tech newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
August 20 · 23 min
How to save £200 on your car insurance
Few of us relish having to call up an insurer to haggle for a better deal - but it can prove successful if done properly. In this episode of Which? Insurance expert Dean Sobers shares the findings of his research into haggling for a better deal on car insurance, which shows that it is an effective tool to fight the rising costs of insurance premiums. He explains the common sense tactics needed to haggle with your insurer, which may be simpler than you expect. Plus, Dean tells us why the new Which? insurance comparison tool can make shopping around for a new policy is easier than ever. Read more about Dean’s research into haggling on our website & sign up for our free weekly Money newsletter Use the new Which? insurance comparison tool on our website Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
August 18 · 7 min
Is dark chocolate good for you?
It’s often said dark chocolate is good for you. But is it true? And which bar is best? In this episode of Which? Shorts, we share the science behind the claim that dark chocolate is good for you, and help you choose the best quality bars on the market as we reveal the results of our expert blind taste testing. We brought together an expert panel of chocolate experts to taste 12 dark chocolate bars available in the supermarket. They assessed taste, aroma, appearance and texture for a rounded view, before collating their findings to award our Best Buy. This episode is read by Kat Cereda and is based on an article edited by Sarah Joan Ross, originally published in the August 2025 issue of Which? magazine. Read the full results of our dark chocolate taste test on our website & sign up for our free fortnightly Healthy Living newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership

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