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Our presenters sit down with our team of consumer experts to give you useful advice to help make life simpler, fairer and safer for everyone.

Which? Money is your home for money news and personal finance hacks. Which? Shorts is your home of narrated pieces from our suite of magazines. And stay tuned for other shows full of advice.

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Yesterday · 32 min
The best time to make a power of attorney is yesterday
Too many of us put off a task that should be done sooner rather than later: making a power of attorney (POA). This legal document lets you give at least one other person the right to make decisions on your behalf about your health and/or finances. Having a power of attorney in place is useful if you become unable to make decisions yourself – for example, due to illness. In this episode presented by James Rowe, Which? senior researcher Megan Thomas shares some new Which? data showing that just 1% of those surveyed created their POA before the age of 50. Megan is joined by James Buchan from the Which? legal team, who explains what can go wrong if you don’t have a POA set up, including how costs can spiral due to ongoing court fees and how it can lead to fractured relationships between family members and loved ones. Read more about Megan’s research on our website & sign up for our free weekly Money newsletter Read more about what a power of attorney is on our website & prepare your own POA with Which? Wills Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
Wednesday · 10 min
Has British Airways lost its way?
You might think that British Airways' status as the UK’s national flag carrier means it offers a superior flying experience, but our research suggests otherwise. In this episode of Which? Shorts, we compare British Airways with its main long-haul competitor, Virgin Atlantic, to see whether BA still deserves to represent the UK in the skies. From seat width and fleet age to food quality and business class lounges, we reveal how both airlines perform in our extensive customer surveys. Our results show that British Airways is outclassed by Virgin on almost every passenger metric from value for money to airport lounges, leaving its massive global route network as its only clear advantage. This episode is read by Erica McKoy and is based on an article written by travel expert Trevor Baker, originally published in the October/November issue of Which? Travel magazine. Read more from our travel experts on our website & sign up for our free monthly Travel newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
October 30 · 8 min
Costa, Greggs and Pret: which has the strongest coffee?
You might think that the only difference between drinks bought at high street coffee shops is the taste and the flavour, but our research suggests otherwise. In this episode of Which? Shorts, we bring you the results of our investigation into caffeinated drinks bought at some of the UK’s favourite coffee shops, which reveals varying caffeine levels between Caffè Nero, Costa, Greggs, Pret and Starbucks. Our results show that where you buy your coffee from could make a big difference to your daily caffeine intake, with some high street coffees containing nearly four times as much caffeine as others. This episode is read by Shefalee Loth and is based on an article she wrote with Ayesha Muttucumaru, originally published in the October 2026 issue of Which? magazine. Read more about the investigation on our website & sign up for our free fortnightly Healthy Living newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
October 29 · 1 hr 10 min
Menopause myths debunked: HRT, collagen, hormones and more - The Health Reset
When does perimenopause start, what symptoms should you look out for and do menopause supplements actually work? In this episode, we explore the realities of perimenopause and menopause. We discuss the science behind common symptoms including brain fog, hot flushes, anxiety, dry skin, acne, hair loss, sleep problems and changes in libido. We also unpack the latest evidence on HRT, discuss the benefits and risks, and explain why menopause affects everything from your bones and muscles to your skin and gut health. Plus we discuss whether popular menopause supplements are really worth the money and uncover the truth about collagen, creatine and other trending wellness products. We think it’s time for a better conversation that’s impartial to help us separate myths from genuine science. This episode features Dr Amir Khan, an NHS GP, TV presenter, bestselling author and podcast host. Dr Emma Wedgeworth, a consultant dermatologist with a clinic on Harley Street. Her specialist interests include menopausal skin, acne, rosacea, eczema and sun damage, as well as a wide range of conditions including psoriasis and hair and scalp disorders. And we’re also joined by Shefalee Loth, nutritionist and research lead for the Health and Wellbeing team at Which?. With more than 20 years of experience, Shefalee has previously worked with the NHS, the London School of Hygiene & Tropical Medicine, and the World Cancer Research Fund. This is The Health Reset. Read about Shefalee’s investigation into menopause supplements on our website & sign up for our free fortnightly Healthy Living newsletter Read more about vitamin D, how your gummy supplement might be short changing you & listen to our podcast about vitamin D supplements If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
October 28 · 35 min
Will the Chancellor's Budget give people the ‘breathing space’ he spoke about?
A £100 energy payment for 20 million households and a freeze on fuel duty extended to July, we discuss the headlines from the Autumn Budget. Chancellor John Healey's Autumn Budget is set to bring 'everyday fixes' to help the cost of living crisis. He started his speech by dedicating it to the ‘working people of Britain’. But what does that really mean? In this episode, Which? Money editor Sam Richardson and AJ Bell's director of public policy Tom Selby join James Rowe to discuss the first Budget under Andy Burnham's premiership. Read more about the Budget announcements & sign up for our free weekly Money newsletter Read more about our cost of living manifesto on our website Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
October 22 · 25 min
Divorce and pensions: should all married couples have a plan?
The number of pensioners getting divorced is on the rise, but hardly any of us actually understand what happens to our pensions when a marriage ends. In this episode, Which? pensions expert Holly Lanyon reveals the results of a Which? Survey which shows that just 3% of married couples have talked about what would happen to their pensions if they got divorced - compared to 50% who’d spoken about what would happen upon death. Holly explains the different options for how pensions can be split on divorce, including pension sharing and pension offsetting, and why it’s so important for married couples to understand the rules. Holly shares some more data that shows that the number of pensioners in poverty is on the rise, with divorced retirees - particularly women - making up a greater number than married couples. Plus, James Buchan from the Which? legal team outlines the logistics of how a divorce a works, and how it can affect your will and power of attorney. Read more about pensions in divorce on our website & sign up for our free Retirement Planning newsletter Save up to 30% on wills and powers of attorney with Which? Wills - offer ends 31st October 2026 Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
October 21 · 47 min
Can you really boost your immune system? What the science says - The Health Reset
From supplements and sleep to saunas and paracetamol, discover what the science says about keeping your immune system functioning at its best. In this episode we discuss why we get more colds and flu in winter, the relationship between sleep, stress, gut health and immunity, and why vitamin D matters during the colder months. Plus senior investigative researcher, Sara Spary shares her research into self testing kits. With the right tools, we can age with strength, energy and an immune system that gives us the best chances of great health, so you can really live the life you want. We think it’s time for a better conversation that’s impartial to help us separate myths from genuine science. This episode features Shefalee Loth. She is a nutritionist at Which? and leads the research for the health and wellbeing team. With over 20 years of experience, Shefalee’s extensive career includes working with the NHS, The London School of Hygiene & Tropical Medicine, and the World Cancer Research Fund. We also have Dr Jenna Macciochi who is one of the UK’s leading immunologists. She’s a lecturer and the author of several books, including Immunity: The Science of Staying Well, Your Blueprint for Strong Immunity and most recently Immune to Age, three incredible books that break down the science behind our health. This is The Health Reset. Read about how you can save on cold and flu medicines on our website & sign up for our free fortnightly Healthy Living newsletter Read more about the best painkillers, what works for a sore throat & listen to our podcast about vitamin D supplements If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
October 20 · 12 min
Are you getting the refund you’re owed for online shopping returns?
Shopping online has become the convenient way to shop for almost anything, but given there’s no standardised way of returning unwanted items, the process can differ from one retailer to another. In this episode of Which? Shorts, we bring you the results of our investigation which saw mystery shoppers from across Great Britain order and return more than 200 items to find out how big-name retailers compare. We uncovered some shocking practices; with several retailers not refunding us at all, others breaking the law by routinely failing to reimburse our delivery fees and huge discrepancies in how long it took us to get our money back. This episode is read by James Rowe and is based on an article written by our retail expert Ellie Simmonds and consumer rights expert Hannah Downes, originally published in the October 2026 issue of Which? magazine. Read more about the investigation on our website & sign up for our free Weekly Scoop newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
October 15 · 17 min
Which tax rises could be announced in this month’s Budget?
It’s less than two weeks to go until John Healy delivers his first Budget speech as Chancellor. So, what could he announce that would affect your finances? In this episode, Which? tax expert Ruby Flanagan joins us to discuss which taxes could be increased to help Andy Burnham’s government deliver their new policy announcements. From inheritance tax to stamp duty, we analyse the likelihood of each of these taxes rising. Plus, Faye Church, chartered financial planner at Rathbones explains why more affluent households are increasingly worried about the cumulative impact of possible changes affecting pensions, capital gains tax and other areas of personal taxation. Read more about what announcements could be made in the Budget on our website & sign up for our free weekly Money newsletter Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
October 14 · 35 min
Are you wasting money on collagen supplements? - The Health Reset
What are the best things you can do for your skin as you age? Why has collagen seemingly become the answer to all our skincare problems? And what's the truth behind the supposed benefits of retinol and vitamin A? We lift the lid on the science behind these products as we reveal the findings of our rigorous testing to help you cut through the noise and disinformation found online. Midlife can be an exciting new chapter, but it can also bring some unexpected changes to your body. Dry, itchy sensitive skin, adult acne and hot flushes are all common symptoms of the menopause. We discuss how to deal with some of these symptoms, whether expensive skincare really makes a difference to your health. We think it’s time for a better conversation that’s impartial to help us separate myths from genuine science. This episode features Shefalee Loth. She is a nutritionist at Which? and leads the research for the health and wellbeing team. With over 20 years of experience, Shefalee’s extensive career includes working with the NHS, The London School of Hygiene & Tropical Medicine, and the World Cancer Research Fund. We also have Dr Anjali Mahto. She’s a highly respected and renowned medical and cosmetic consultant dermatologist based on Harley Street, as well as the author of the best-selling book The Skincare Bible. This is The Health Reset. Presented by Erica McKoy. Read all of our menopause supplements reviews on our website & sign up for our free fortnightly Healthy Living newsletter Read more about retinols & listen to our podcast on LED masks, collagen and anti-aging creams If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
October 13 · 7 min
Are you paying too much for antivirus?
Antivirus software is a strong protection for your devices, but it can become unnecessarily expensive if you ignore the auto-renew messages. In this episode of Which? Shorts, we reveal how some antivirus providers make it difficult to switch off auto-renew when you sign up, potentially leading people to overpaying to keep their devices protected from malware. Whether or not you actually need antivirus depends on your devices and what you do on them. We explain which providers are most transparent about auto-renewal, and how to navigate the process so you don’t end up overpaying. This episode is read by Callum Pears and is based on an article he wrote, originally published in the October/November 2026 issue of Which? Tech. Read our reviews of the best antivirus on our website & sign up for our free fortnightly Tech newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
October 8 · 28 min
Will you be affected when pensions come under the scope of inheritance tax?
There’s just six months to go until the tax net widens when, in April 2027, unspent pensions will count towards the value of your estate for inheritance tax (IHT) purposes. In this episode, Which? tax expert Ruby Flanagan explains how money inside of unspent pensions will form part of estate and how you can work out if you’ll be leaving an IHT bill for your loved ones. We’re also joined by Lisa Picardo, chief business officer at PensionBee, who tells us why the government is making this change and what you can do to reduce the value of your estate, which will in turn reduce the size of any IHT bill you leave behind. Read more about how IHT will apply to pensions on our website & sign up for our free Retirement Planning newsletter Find out if you pension will be subject to IHT & read how the new rules will work in practice Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
October 7 · 44 min
Why we've lost the plot on ultra-processed food - The Health Reset
Midlife brings an incredible amount of wisdom but it can also feel like your body is going through major shifts. Unexplained weight shifts, changes to your skin, brain fog and disrupted sleep - sound familiar? And for far too long the advice has been, "eat a little less, exercise a bit more and just push through". We think it’s time for a better conversation that’s impartial to help us separate myths from genuine science. In this episode you’ll learn how much salt you need per day, the ultraprocessed foods (UPFs) that shouldn’t be demonised and what you can do to have a better relationship with food as you age. This episode features: Shefalee Loth, Principal Researcher and Nutritionist at Which?, she leads the research for the health and wellbeing team. With over 20 years of experience, Shefalee’s extensive career includes working with the NHS, The London School of Hygiene & Tropical Medicine, and the World Cancer Research Fund. We also have Laura Clark, widely known as The Menopause Dietitian. She’s a registered dietitian with over two decades of clinical experience. She has supported thousands of patients, combining nutritional science with behavioural therapy and intuitive eating counselling. The menopause transition happens to 50% of the population. It’s associated with an increased chance of obesity, cardiovascular diseases and osteoporosis. So, let’s talk about one of the most important parts of health. Food. This is The Health Reset. Sign up for our live podcast ‘How to thrive through mid-life and menopause’ on Tuesday 13 October to put your questions to our expert panel Read all of our menopause supplements reviews on our website & sign up for our free fortnightly Healthy Living newsletter Read more of Shefalee's analysis on why menopause supplements might not be worth it & listen to our Which? Shorts podcast on menopause If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
October 6 · 9 min
Should you buy plug-in solar panels?
You can now buy plug-in solar panels on the high street and online at a fraction of the cost of traditional rooftop systems. But are they right for your home? In this episode of Which? Shorts, we explain how plug-in solar panels work, look at their pros and cons, and compare them with rooftop solar panels. Plug-in solar panels are already popular on the continent, but they’re a new option for households in Great Britain after a law change made it legal to buy and install kits in this country. But plug-in panels are very different to rooftop panels you may be familiar with. So how do they compare, how much could you save and which type is most suitable for you? This episode is read by James and is based on an article written by Emily Seymour and Karen Lawrence, originally published in the October 2026 issue of Which? magazine. Read more about plug-in solar panels on our website & sign up for our free monthly Greener Living newsletter Find an electrician or solar panel installer via Which? Trusted Trader If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
October 1 · 30 min
Are mortgage rates going to climb even higher?
The Bank of England base rate was held again last month, so why are mortgage rates on the rise? In this episode, Which? property expert Sam Wilson explains what’s driving up the cost of borrowing, and how a range of external factors can influence the rates lenders offer. Sam also reveals the results of our yearly analysis into mortgage lenders, explaining how four companies stood out from the crowd to be awarded Which? Recommended Provider status. Plus, David Hollingworth from L&C Mortgages explains the benefit of using a mortgage broker when you come to remortgage. Read all of our reviews of mortgage lenders on our website & sign up for our free weekly Money newsletter Read more about why mortgages rates are rising & sign up for our free First-time Buyer newsletter Check the latest mortgage deals on our website - it’s updated twice daily Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
September 29 · 7 min
Are menopause supplements worth buying?
Reaching for supplements can seem like a natural thing to do when your body requires extra nutrients, but our research reveals a wide variation in active ingredients and a lack of evidence-backed dosing. In this episode of Which? Shorts, our chief nutritionist Shefalee Loth lifts the lid on our research to help you understand what’s actually inside the menopause supplements we tested. We spent many hours researching more than 80 active ingredients included in a range of big-brand supplements, from everyday vitamins and minerals to niche herbal and botanical extracts. This episode is read by Shefalee Loth and is based on an article she wrote, originally published in the September 2026 issue of Which? magazine. Sign up for our live podcast ‘How to thrive through mid-life and menopause’ on Tuesday 13 October to put your questions to our expert panel. Read all of our menopause supplements reviews on our website & sign up for our free fortnightly Healthy Living newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
September 25 · 33 min
Widespread misconceptions could mean your home insurance policy isn’t up to scratch
Home insurance may seem like a chore to deal with, but it’s an essential protection. So, why are so many homeowners having their claims rejected? In this episode, Which? insurance expert Dean Sobers shares some data which shows that almost a third of home insurance claims are being declined. Dean explains how Which? research has identified widespread misconceptions around what policies cover, leading to customers lacking the protection they thought they had. We share our best advice on how to get the best protection for your home, plus Dean reveals this year’s crop of Which? Recommended Providers and Best Buy policies. Read all of our insurance reviews and compare quotes on our website & sign up for our free weekly Money newsletter Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
September 22 · 9 min
Mystery shoppers help us reveal the supermarkets that deliver the freshest groceries
We sent mystery shoppers from across the country to help us find out what’s really going on with online grocery deliveries. This is what we found out. In this episode of Which? Shorts, our senior retail researcher Hannah Walsh reveals the results of our investigation into some of the UK’s biggest supermarkets, and how their online delivery services compare. We found examples of fresh food being delivered on the same day as its use-by date. We explain how paying more doesn’t necessarily mean your groceries will be fresher or last longer. This episode is read by James Rowe and is based on an article written by Hannah Walsh, originally published in the September 2026 issue of Which? magazine. Read more from our travel experts on our website & sign up for our free monthly Travel newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership
September 17 · 29 min
You might not be making the most of your workplace pension - here’s what to do
Nearly half of all UK adults paying into a defined contribution workplace pension have no idea how much their employer contributes. Is that ignorance hampering our retirement planning? In this episode, Which? pension specialists Paul Davies and Holly Lanyon reveal the results of their research into the public’s understanding of workplace pensions - a key component of the income we’ll rely on in retirement. They explain how understanding how workplace pensions work, and how much your employer contributes, can help you save more for later life. Plus, they share advice on planning for retirement, and detail how the government is reviewing workplace pensions - including what the Pensions Commission could recommend to help us all save more. Which? surveyed 1,294 working adults in the UK between 14 and 17 August 2026. Deltapoll carried out the fieldwork online, and the final data have been weighted to represent the UK working adult population. Read more about Holly’s research into workplace pensions on our website & sign up for our free weekly Money newsletter Find out if you’re making the most of your workplace pension on our website & sign up for our free Retirement Planning newsletter Take control of your retirement planning with our expert reviews, calculators and up-to-date news on our website Get in touch with us via email - podcasts@which.co.uk Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine
September 15 · 11 min
The Greek island you need to visit out of the peak summer season
Corfu’s secret beaches, mountain villages and warm hospitality make it the perfect place for a getaway… if you visit at the right time. In this episode of Which? Shorts, deputy editor of Which? Travel Naomi Leach shares her experience of exploring Corfu as she went off the beaten track, away from the usual tourist hotspots. Naomi’s visit included authentic vineyards, choppy turquoise seas, and cobblestone staircases - a world away from the typical imagery conjured up when Greek islands spring to mind. This episode is read by Naomi Leach and is based on an article she wrote, originally published in the September/October 2026 issue of Which? Travel. Read more from our travel experts on our website & sign up for our free monthly Travel newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership

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