
Sector Risk Report
Becky Tucker of House of Risk unpacks the Regulator of Social Housing’s 2026 Sector Risk Profile and what boards and risk teams should take from it. Much of this year’s profile will feel familiar, with the same five areas and many of the same themes. That makes it easy to read it, nod and tell a committee that little has changed. Becky’s approach, which she calls Mind the Gap, is to slow down on what has actually moved and ask what it means when you are back at your desk writing the paper for your audit and risk committee. In this episode: What has moved since last year, including a five-year interest cover forecast averaging 107%, a record £58.7 billion repairs and maintenance forecast and sales expected to provide 40% of the sector’s forecast surplus Why the five risk areas draw on the same money and capacity, and how a strategic risk register can show those trade-offs The gap between reporting compliance and evidencing it, and why a 99% compliance figure tells a board little until someone has tested where it came from Stress testing to the point of failure, and what a board’s second, third and fourth responses should be if stopping development is the first Treating data quality as a control beneath many other risks, keeping risk appetite for genuine choices and following the golden thread from strategy to board decision Audience questions on relaxed lender covenants, honesty with tenants about trade-offs and the reasons behind mergers About the guest: Becky Tucker founded House of Risk in 2022 after many years as a head and director of risk in the housing sector. She also sits on a housing board and its audit and assurance committee. That means she reads the profile from three angles: as someone who used to write the paper, as an adviser and as a committee member asking the questions. The Social Housing Round Table runs live on Zoom every Tuesday at 11am, and everyone is welcome to join the conversation. Big thank you to Devonshires for sponsoring the Policy and Governance stream and of course, to Alertacall Ltd for sponsoring The Social Housing Round Table, without them, none of this would be possible.


















