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The Minority Mindset Show

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Welcome to The Minority Mindset Show, hosted by Jaspreet Singh. Learn about success, wealth, business, guacamole and whatever else Jaspreet decides to talk about.

The Minority Mindset has nothing to do with the way you look. It’s the mindset of thinking differently than the majority of people.

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#358
Yesterday · 16 min
The Bond Market Just Took Over
"Gold now has a new competitor for a safe haven investment which is treasuries." This episode breaks down why gold prices fell even after President Trump rejected a deal to reopen the Strait of Hormuz and oil prices jumped back up, a reaction that runs opposite to how gold usually behaves during bad economic news. He explains why investors moved into Treasuries instead, and why that shift signals a bigger change in how money is looking for safety in this economy. Jaspreet Singh walks through why Treasury yields hitting their highest levels in more than two decades matters far beyond the bond market, touching the national debt, mortgage rates, car loans, and credit card rates, and what the Federal Reserve's expected rate hikes in October and December could mean next. In this episode, you'll learn: Why President Trump rejected Iran's offer to reopen the Strait of Hormuz and how that pushed oil prices back up Why gold fell instead of rising during this news, and why investors chose Treasuries as the new safe haven How the 10 year Treasury yield hitting around 5.2% compares to gold, which pays no interest at all Why rising Treasury yields make the government's $40 trillion national debt more expensive to service How higher Treasury yields translate into higher mortgage, car loan, and credit card rates Why markets are pricing in a 75% chance of another rate hike in October and a possible second hike in December The three ways to build wealth: always be buying, taking advantage of market crashes through the "POOP" cycle, and investing in market shifts Why research based investing means acting before an opportunity shows up in the headlines Keywords: gold prices, Treasury yields, safe haven investment, national debt, Federal Reserve, interest rates, mortgage rates, Strait of Hormuz, oil prices, investing ✅ Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#357
Tuesday · 25 min
The Real Reason Trump Wants Bitcoin To Explode
"The Trump administration wants to see Bitcoin prices explode." This episode breaks down why the US government is building a strategic Bitcoin reserve of more than 300,000 coins, and why Treasury Secretary Scott Bessent wants the United States to become the world leader in crypto. He explains the irony at the center of it: Bitcoin was created to help people move away from the dollar, but the government is now using it to strengthen the dollar and its own balance sheet. Jaspreet Singh walks through how the reserve was built from seized Bitcoin rather than tax dollars, why a stronger government balance sheet could justify borrowing even more against the $40 trillion national debt, and the risks that come with Bitcoin's volatility and the government's growing influence over it. In this episode, you'll learn: Why the US government now holds more than 300,000 Bitcoin through seizures rather than direct purchases How the strategic Bitcoin reserve compares to the country's existing gold and oil reserves Why a stronger government balance sheet could be used to justify borrowing even more money What would happen to that balance sheet if Bitcoin prices were to fall sharply after a run up Why growing government ownership of Bitcoin raises concerns about centralizing a currency built to be decentralized Why cutting government deficit spending today would trigger a recession worse than 2008 Why Jaspreet treats Bitcoin as a speculative asset rather than a core, income producing holding How the debasement trade logic behind gold, silver, and Bitcoin conflicts with the government's own strategy Keywords: Bitcoin, strategic Bitcoin reserve, cryptocurrency, national debt, dollar devaluation, Scott Bessent, government balance sheet, debasement trade, volatility, investing ✅ Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#356
Saturday · 15 min
"The Economic Slowdown Is Cancelled" - Wall Street
"Emotions are the enemy of profits." This episode breaks down a new S&P Global report showing the US economy growing at its fastest pace since right after the pandemic, driven by corporate profits up almost 29% year over year. He explains why that boom hasn't translated into calm markets, with the Federal Reserve raising interest rates, Treasury yields hitting two decade highs, and gas prices up nearly 30% in a year. Jaspreet Singh walks through why stocks and bonds have been falling together instead of moving in their usual opposite directions, what that says about investors shifting money into Treasuries, and the three ways he thinks about building wealth through any market environment. In this episode, you'll learn: Why corporate profits are growing almost four times faster than the historical average How AI adoption and rising prices are both driving profit margins higher than revenue growth Why the Federal Reserve raised interest rates to cool an economy that's growing too fast alongside high inflation Why stocks and bonds have been falling at the same time instead of moving in opposite directions How rising Treasury yields are pulling investor money away from the stock market The three ways to invest: always be buying, buying during market crashes, and investing in market shifts Why chasing what's trending on the news or on AI chatbots means missing the money that already moved Why understanding where money is moving matters more than reacting to market headlines Keywords: economic growth, corporate profits, Federal Reserve, Treasury yields, bond market, inflation, interest rates, stock market volatility, investing strategy, market shifts ✅ Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#355
Friday · 51 min
The 2026 Economic Reset Is Starting
"It's official. The Federal Reserve Bank wants to reset our economy, starting with the United States dollar." This episode breaks down why the Federal Reserve Bank and the Trump administration have split apart on economic priorities, with the Fed now committing to fight inflation even if it means slowing the economy, while President Trump keeps pushing to stimulate growth. He explains how the pandemic era of money printing and zero interest rates set up this conflict, and why the war in the Middle East has made it worse. Jaspreet Singh walks through why the US national debt has now outgrown the economy for the first time since World War II, the four options the government has to deal with that debt, and why cracks are forming in private equity and private credit as interest rates stay higher than firms expected. In this episode, you'll learn: Why the Federal Reserve Bank is now prioritizing inflation over economic growth, breaking from President Trump's stimulus agenda How pandemic era quantitative easing and zero interest rates set up today's inflation and debt problems Why the war in the Middle East pushed oil prices, government spending, and inflation higher at the same time Why the US debt to GDP ratio at about 125% means the economy is smaller than the national debt for the first time since World War II The four ways the government can address the national debt: paying it off, defaulting, debasement, or outgrowing it Why private equity and private credit firms are under strain after betting on rate cuts that did not come How the 1970s inflation cycle, including the Nixon gold standard exit and the Yom Kippur War oil shock, mirrors today's situation Why higher interest rates favor cash, Treasuries, and value investments while pressuring speculative assets Keywords: Federal Reserve, national debt, inflation, quantitative easing, debt to GDP, private equity, private credit, interest rates, dollar devaluation, investing ✅ Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#354
September 24 · 40 min
We Are Betting The Entire U.S. Economy On AI
"Panic leads to overselling leads to opportunity leads to profit." This episode breaks down why President Trump is pushing back hard against AI leaders like Anthropic's Dario Amodei, OpenAI's Sam Altman, and Elon Musk after they warned that AI development needs to slow down. He explains why the White House is treating the AI race with China as existential, and why an internal White House letter has reportedly warned that a bursting AI bubble could cause serious economic pain. Jaspreet Singh walks through the three reasons the government wants the US to win the AI race, why so many everyday investors are more exposed to AI than they realize through the S&P 500 and target date funds, and why understanding market cycles matters more than trying to predict when a downturn hits. In this episode, you'll learn: Why AI leaders like Anthropic's Dario Amodei and OpenAI's Sam Altman are warning about slowing down AI development Why President Trump and the Treasury Secretary see losing the AI race to China as a threat to the dollar and national security How AI could help the US outgrow its $40 trillion national debt instead of paying it down or defaulting Why the US government has become a direct investor in AI related companies like MP Materials and Intel How the top seven companies in the S&P 500 make up about a third of a typical index fund investment Why market crashes and recessions are a normal, recurring part of every economic cycle What the "panic leads to overselling leads to opportunity leads to profit" cycle looks like in past downturns Why China's edge in energy production, not just chips, is a bigger factor in the AI race than most people realize Keywords: AI bubble, artificial intelligence, national debt, China AI race, S&P 500 concentration, market downturns, target date funds, dollar devaluation, energy production, investing ✅ Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#353
September 23 · 31 min
Buy These 5 Assets Before The Fed's Next Move
"That way you can find investment opportunities to help you build wealth regardless of what the Federal Reserve Bank does." This episode breaks down why the Federal Reserve Bank could either raise or cut interest rates in 2026, and lays out the case for both directions instead of picking a side. He explains why the Fed weighs a dual mandate of inflation and jobs, and why understanding where money moves under each scenario matters more than guessing which one happens. Jaspreet Singh walks through three reasons rates could go higher (inflation, the oil and tariff shock, and a hawkish Fed chairman) and three reasons they could go lower (a weakening job market, a frozen housing market, and an expensive national debt), then covers specific ETF examples for each direction so listeners can think through where opportunity lives either way. In this episode, you'll learn: Why the Federal Reserve Bank's dual mandate of inflation and jobs decides whether it hikes or cuts rates How the oil price shock from the war in the Middle East and new tariffs are adding to inflation Why new Fed chairman Kevin Warsh's history as a hawk makes him more willing to defy President Trump on rates Why bond market stress and a $40 trillion national debt already pushed mortgage rates higher in 2026, separate from the Fed What could benefit from further rate hikes, including short-term Treasuries, floating rate loans, energy, banks, and dividend stocks What could benefit from rate cuts, including gold, silver, Bitcoin, real estate, small caps, and the broader stock market Why higher interest rates tend to reward savers and cash holders while pressuring overleveraged borrowers Why the goal is to find investment opportunities in either scenario rather than betting on one outcome Keywords: Federal Reserve, interest rates, Kevin Warsh, inflation, national debt, dividend stocks, real estate investing, Treasury yields, small cap stocks, investing ✅ Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#351
September 22 · 25 min
The Machine That Made America Rich Just Broke
"For the last 100 years, the Federal Reserve Bank was a machine that made America rich. But that machine just broke." This episode breaks down why the Federal Reserve Bank posted a record loss of hundreds of billions of dollars in 2026, after 109 straight years of turning a profit and handing it to the US government. He explains how this loss adds pressure to the $40 trillion national debt and why it has a direct impact on the value of the dollar, savings, and paychecks. Jaspreet Singh walks through how the Fed creates money out of thin air, lends it to the government, and collects interest, why pandemic era loans locked in at low rates are now costing the Fed more than they earn, and what it would take for the government to grow its way out of the problem instead of printing its way into more inflation. In this episode, you'll learn: How the Federal Reserve Bank creates money out of thin air, lends it to the government, and collects interest called the Treasury rate Why the Fed calls its losses a "deferred asset" instead of a loss, and why it cannot go bankrupt How pandemic era Treasury purchases locked in around 2% interest while the Fed now pays out about 4% to banks Why 2023 marked the first year in 109 years the Fed lost money, followed by a record loss in 2026 How the loss of Fed profits pushes the government to borrow more, adding to the $40 trillion national debt Why cutting government spending or raising taxes are both politically difficult paths to closing the deficit Why a 125% debt to GDP ratio means the US government is effectively underwater, like a mortgage worth more than the house Why growing the economy faster than the national debt is the path the Trump administration is counting on to avoid more inflation Keywords: Federal Reserve, central bank losses, national debt, inflation, money printing, Treasury rate, federal funds rate, debt to GDP, dollar devaluation, investing ✅ Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#328
September 21 · 13 min
This Setup Only Happens Once Every 50 Years — It's Happening Again
"History doesn't repeat itself, but it does rhyme." Fifty years ago, a perfect storm of money printing, a Middle East conflict, spiking oil prices, and aggressive Fed rate hikes created economic pain and a new wave of millionaires for those who understood where money was moving. In 2026, the same conditions are converging again: post-pandemic inflation, a Middle East conflict driving oil prices higher, and mounting pressure on the Fed to act. Jaspreet Singh runs a side-by-side comparison of three investor types: the S&P 500 investor, the saver, and the opportunist. Across both the first decade (1971–1981) and the full two-decade horizon (1971–1991), revealing which strategy actually won and why the answer changes depending on the time frame. In this episode, you'll learn: How gold returned 245% in the first decade but ended up in last place over 20 years beaten by both the S&P 500 and a savings account, because asset prices are driven by the fear behind them, and when dollar concerns faded, gold crashed Why the S&P 500 investor lost to inflation over 10 years but crushed it over 20, turning $13,200 into $133,000, proving that long-term investing across recessions and crashes is what actually builds wealth How opportunist investors who understood which industries benefit from specific crises (energy stocks during oil shocks, defense stocks during conflicts, semiconductor companies during chip shortages) were able to outperform broad index investing when they bought with research rather than chasing headlines Why saving money in a bank guarantees a slow loss to inflation every decade, and why even high-yield savings accounts have never consistently beaten real inflation Keywords: stagflation, 1970s economy, S&P 500, gold investing, inflation hedge, opportunist investing, long-term investing, energy stocks, Middle East conflict, wealth building ✅ Register for my investing Workshop & get Market Briefs as a bonus: Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#310
September 20 · 19 min
Buy These 5 ETFs To Beat The S&P500 & Retire 10 Years Faster
"If you can get slightly better returns, it can lead to significantly more wealth." The S&P 500 has averaged around 10% annually over the last century but getting even a few percentage points above that compounds dramatically over decades. This episode puts specific dollar numbers to what beating the market by 3%, 5%, or 7% actually means, then identifies ETFs that have historically delivered those returns. Jaspreet Singh walks through five ETFs that have outperformed the S&P 500 over the last decade: growth stocks, tech, defense, momentum, and semiconductors. He then covers the two-part strategy that turns long-term ETF investing into a system that benefits from market crashes rather than suffering through them. In this episode, you'll learn: The compounding math of beating the market: $10,000 invested for 30 years grows to $174,000 at 10%, $395,000 at 13%, $662,000 at 15%, and nearly $1.1 million at 17% without adding another dollar VOOG, the S&P 500 Growth ETF: invests only in the growth companies within the S&P 500, averaging approximately 16% annually over the last 10 years XLK, the S&P 500 Tech ETF: narrows exposure to the tech sector of the S&P 500, roughly 65 to 70 companies, averaging approximately 21% annually over the last decade PPA, the Aerospace and Defense ETF: invests in companies like Lockheed Martin, RTX, and General Dynamics, averaging approximately 19% annually with spending that tends to hold regardless of economic conditions SPMO, the S&P 500 Momentum ETF: targets the top 100 momentum stocks within the S&P 500, averaging a little more than 18% annually over the last 10 years SMH, the Semiconductor ETF: tracks companies building chips that power AI, data centers, and consumer electronics. Averaging approximately 33% annually over the last decade, more than double the S&P 500 QQQ as a bonus pick: gives exposure to the 100 largest non-financial companies (primarily tech) averaging approximately 18% annually, with more volatility in both directions than the broader market The ABB and BTD strategy: always be buying on a fixed schedule, and buy even more aggressively when markets drop because every recession and crash in the last 100 years has eventually recovered Keywords: ETF investing, beat the S&P 500, semiconductor ETF, NASDAQ, tech investing, defense ETF, momentum investing, long-term investing, wealth building, always be buying ✅ Register for my investing Workshop & get Market Briefs as a bonus: Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#352
September 19 · 36 min
Kevin Warsh Just Defied Trump And Raised Interest Rates
"The Federal Reserve Bank can either strengthen the dollar or stimulate the economy. They cannot do both at the same time." This episode breaks down the Federal Reserve's unanimous vote to raise interest rates for the first time since 2023, and why new Fed chairman Kevin Warsh raised rates even though President Trump appointed him expecting cuts. He explains why this decision has a direct impact on mortgage rates, the national debt, the stock market, and retirement accounts. Jaspreet Singh walks through why the Fed chose to fight inflation instead of stimulating the economy, how that echoes the flip flopping rate decisions of the 1970s, and how higher rates create both pain for over-leveraged borrowers and opportunity for investors sitting on cash. In this episode, you'll learn: Why Kevin Warsh voted to raise interest rates despite being appointed by President Trump to cut them How higher interest rates make the $40 trillion national debt more expensive to service Why the 2022 Silicon Valley Bank collapse is a preview of what higher rates can do to banks holding Treasuries How the 1970s Fed's cycle of cutting and raising rates let inflation spiral into double digits Why higher interest rates put downward pressure on asset prices without guaranteeing a crash How rising rates benefit savers and cash holders while hurting people who are overleveraged Why the Federal Reserve Bank is losing money for the first time in over a century How the war in the Middle East, oil prices, and a helium driven memory chip shortage are adding to inflation Keywords: Federal Reserve, interest rates, Kevin Warsh, national debt, inflation, stagflation, Treasury yields, mortgage rates, Silicon Valley Bank, investing ✅ Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#350
September 18 · 25 min
The US Just Bailed Out Its Biggest Lender
"The United States dollar runs on trust and faith." This episode breaks down why the Trump administration stepped in to help bail out the Japanese yen in July 2026, and why a currency crisis on the other side of the world can move US mortgage rates, stock prices, and the dollar. He explains that Japan is the largest foreign owner of US debt, and why protecting that lending relationship became a priority for the US government. Jaspreet Singh walks through how decades of negative interest rates and an exploding debt to GDP ratio set up Japan's currency problems, how the yen carry trade funneled cheap borrowed money into US stocks and Treasuries, and how the fallout is now showing up in Treasury yields, mortgage rates, and the value of the dollar. In this episode, you'll learn: Why President Trump helped bail out the Japanese yen in July 2026, and Japan's role as the largest foreign owner of US debt How Japan's debt to GDP ratio grew from about 93% in 1995 to roughly 235% today, compared to the US moving from about 65% to 125% What negative interest rates are and why Japan used them for decades to try to stimulate its economy How the yen carry trade let Wall Street borrow yen at close to 0% interest and funnel it into US stocks, real estate, and Treasuries Why a weakening yen threatens the yen carry trade and removes one source of demand for US assets Why the US dollar's value depends on trust and demand rather than a physical backing like gold How fewer foreign lenders such as Japan and China pushed Treasury yields higher, raising mortgage, auto loan, and credit card rates Why higher borrowing costs slow consumer and business spending and can hurt GDP and the job market Keywords: yen bailout, Japanese yen, US dollar, national debt, debt to GDP, yen carry trade, Treasury yields, mortgage rates, Bank of Japan, investing ✅ Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#349
September 17 · 32 min
The Bond Market Is Breaking
"You are going to see a crack in the bond market." This episode breaks down why the bond market, not the stock market, is the one investors should be watching right now, as 30-year US Treasury yields hit their highest levels in about two decades. He explains what a bond actually is, how it differs from a stock, and why the US government has had to start buying its own debt to stabilize the market. Jaspreet Singh walks through why Treasury yields set mortgage, auto loan, and credit card rates across the economy, and why traditional lenders like the Federal Reserve, foreign governments, and banks have grown more cautious about lending to the US. He also covers the debt to GDP ratio, the risk of a self-reinforcing "doom loop," and how investors might think about positioning their money depending on which direction the economy heads. In this episode, you'll learn: The core difference between owning a stock and owning a bond, including who gets paid first in a bankruptcy Why the 10-year Treasury yield sets mortgage, auto loan, and credit card rates across the economy Why the Federal Reserve, foreign governments like Japan and China, and banks have become more cautious lenders to the US How the 2022 Silicon Valley Bank collapse was tied to rising Treasury yields and falling bond prices How the Genius Act requires crypto companies like Tether to buy US Treasuries, becoming a fast growing source of demand Why the US debt to GDP ratio has grown from about 55% in 2000 to roughly 125% today The "doom loop" scenario, where rising debt, higher rates, and money printing can feed into each other The two paths forward, the economy outgrowing the debt versus the doom loop, and how that shapes investment decisions Keywords: bond market, Treasury yields, national debt, mortgage rates, Federal Reserve, Silicon Valley Bank, Genius Act, debt to GDP, doom loop, investing ✅ Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#348
September 16 · 22 min
They Stopped Trusting The Dollar
"And the dollar only has value if people believe it has value." This episode breaks down why central banks around the world now hold more gold than US Treasuries for the first time in modern history, and what it signals about global trust in the dollar. He covers France pulling its physical gold out of the US Federal Reserve, talk of Germany doing the same, and Hong Kong's new system for buying gold in Chinese yuan instead of dollars. Jaspreet Singh traces this shift back to the US leaving the gold standard in 1971, the inflation crisis that followed, and the rise of the petrodollar, then compares it to what is happening today as national debt has climbed from about 55% of GDP in 2000 to roughly 125% now. He also explains how the US freezing Russian assets after the invasion of Ukraine pushed other countries to reconsider holding their wealth in dollars, and what this all means for how investors might position their money. In this episode, you'll learn: How the world's reserve asset mix has shifted between gold, US Treasuries, the dollar, and the euro since 1971 Why France pulled its physical gold from the US Federal Reserve and why Germany may be considering the same How the US freezing Russian assets after the Ukraine invasion pushed other countries to diversify away from the dollar The history of the petrodollar and how Hong Kong's new yuan based gold settlement system chips away at dollar dominance Why gold pays no interest yet is gaining favor again after decades of Treasuries being the preferred reserve asset Why US debt has grown from about 55% of GDP in 2000 to roughly 125% today Vladimir Putin's comments on how freezing dollar assets undermines global trust in the currency Two ways to think about positioning investments: debasement assets like gold, silver, and Bitcoin versus owning US economic growth through the S&P 500 Keywords: reserve currency, gold, US Treasuries, dollar debasement, national debt, petrodollar, debt to GDP, central banks, Bitcoin, investing ✅ Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#347
September 15 · 17 min
America's Once In A 100 Year Investment Opportunity Just Started
"Because as an investor, anytime money moves, it creates an investment opportunity." This episode breaks down warnings from Tim Cook and Elon Musk about a historic memory chip shortage driven largely by AI, and why it means phones, laptops, and cars are about to get more expensive. He explains why most people are overlooking this shift and how it has quietly been creating investment opportunities for months. Jaspreet Singh walks through the four forces converging at once: surging AI demand for memory, a production halt back in 2023, the years it takes to rebuild chip supply chains, and a helium shortage tied to the war in the Middle East. He compares this moment to past supply shocks like the 1970s oil crisis and the 2021 chip shortage, and covers how the US, South Korea, and China are competing to control memory chip production. In this episode, you'll learn: Why AI data centers require far more memory than before, and why production slowed after a 2023 supply glut How the war in the Middle East disrupted a major helium supply needed to manufacture memory chips Parallels to the 1973 oil shock and the 2021 chip shortage, including their effects on inflation and stock prices Why hedonic adjustments can understate rising phone and computer prices in official inflation numbers How South Korea dominates DRAM and HBM memory production, and why China is racing to catch up The Trump administration's steps to rebuild US chip manufacturing, including tariffs, export restrictions, and Project Vault Example funds like the Roundhill Memory ETF, SMH, and SOXX for exposure to memory and semiconductor companies Why spotting a shift like this early, before it hits headlines, is key to finding investment opportunities Keywords: memory chip shortage, semiconductor stocks, AI data centers, DRAM, HBM memory, supply chain, inflation, South Korea, China, investing ✅ Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#346
September 14 · 24 min
Watch This Before September 16th
"The Federal Reserve Bank cannot fix the economy without causing pain somewhere." This episode breaks down the decision the Federal Reserve faces on September 16th, caught between President Trump's demand for lower interest rates and a growing inflation problem. He explains why the average American is effectively poorer today than 12 months ago, even after factoring in raises. Jaspreet Singh walks through how quantitative easing and quantitative tightening have shaped the economy since 2020, why new Fed chair Kevin Warsh's comments at Jackson Hole point toward rates staying higher for longer, and why this economic moment echoes the inflation crisis of the 1970s. He also explains why the Fed deliberately targets 2% inflation and how that policy affects investors differently than workers. In this episode, you'll learn: The difference between the inflation rate falling and prices actually coming down How quantitative easing and quantitative tightening work, and how the Fed has used both since 2020 Why Kevin Warsh's comments at the Jackson Hole meeting signaled the Fed may keep rates higher or raise them The 1970s parallel: leaving the gold standard, an oil crisis, and interest rates that reached nearly 20% Why $40 trillion in national debt makes lower interest rates so appealing to the Trump administration Why this cycle is unusual, since inflation is a problem even though the economy is not in a recession Why the Federal Reserve deliberately targets 2% inflation instead of 0% How inflation benefits investors over workers, and why that makes becoming an investor matter Keywords: Federal Reserve, interest rates, inflation, quantitative tightening, national debt, Kevin Warsh, monetary policy, investing, Jackson Hole, dollar devaluation ✅ Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#345
September 13 · 23 min
Trump Just Promised Every American $5,000
"The most expensive kind of money is free money." President Trump has promised $5,000 stimulus checks and $2 gas for Americans if Republicans win the midterms. Jaspreet Singh breaks down the math behind that promise, showing that tariff revenue, the funding source Trump has pointed to, brings in about $200 billion a year, nowhere near the $1.25 trillion the checks would actually cost, and walks through the two earlier versions of this same promise that were floated in 2025 and never sent. He explains why sending out that money would mean adding to the $40 trillion national debt and printing more currency through the Federal Reserve, and why that collides directly with the Fed's current fight against inflation. He also connects the recent spike in oil prices from the conflict with Iran to rising gas, grocery, and shipping costs, and shows how the government is quietly becoming a direct investor in rare earth and semiconductor companies as it rebuilds supply chains cut off from China. In this episode, you'll learn: Why a $5,000 stimulus check for every American would cost about $1.25 trillion, while tariffs only bring in roughly $200 billion a year How this is the third stimulus promise from the Trump administration, after a $5,000 DOGE dividend proposed in February 2025 and a $2,000 tariff dividend proposed in November 2025, neither of which was ever sent Why funding the checks would require more government borrowing and money printing, adding to a national debt already at $40 trillion Why the Federal Reserve is stuck choosing between raising interest rates to fight inflation or cutting them to stimulate a slowing job market, and why it can't do both How the attack on Iran disrupted oil supply through the Strait of Hormuz, pushing oil back above $100 a barrel and raising gas, diesel, and grocery prices Why printing money creates more dollars without creating more wealth, a concept Jaspreet calls debasement How the U.S. government is becoming a direct investor in rare earth and semiconductor companies after discovering how reliant American missiles and manufacturing are on Chinese supply chains Why the 1970s oil shock is a useful historical comparison, since the real economic pain showed up months after prices first spiked, not immediately Keywords: stimulus check, tariff revenue, national debt, inflation, Federal Reserve interest rates, oil prices, Strait of Hormuz, rare earth metals, money printing, debasement Register for my investing Workshop & get Market Briefs as a bonus: Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#344
September 12 · 18 min
It Started: Washington Just Declared The Economy "Fixed"
"The White House is not going to fix your house." The Treasury Secretary just declared that the economy has shifted from a "K-shaped" recovery, where the rich keep getting richer, to a "C-shaped" recovery, where lower income earners are catching up. Jaspreet Singh breaks down the data behind that claim and shows why the Federal Reserve and Bank of America are reporting very different numbers than the White House. He then explains why the debate over which shape the economy takes misses the bigger point: the system is built to reward investors over workers, and understanding that distinction, not government data, is what actually determines whether inflation and spending make you richer or poorer. In this episode, you'll learn: Why the Treasury Secretary claims the economy shifted from "K-shaped" to "C-shaped," with bottom earners' incomes reportedly rising 5.5% against just 1.8% for top earners How Federal Reserve and Bank of America income data conflicts with the White House's numbers, showing top and bottom earners rising at nearly the same rate Why CEOs disagree on which economy we're in: Hilton says incomes are converging while Marriott and McDonald's say lower income consumers are cutting back on basics like breakfast Why spending and inflation both make investors richer rather than workers, using the example of who profits when a Chipotle order gets more expensive How the $40 trillion national debt and Federal Reserve money printing connect directly to inflation and who benefits from it Why the Federal Reserve targets 2% inflation instead of 0%, and how that target favors investors over everyday workers Why market crashes and recessions are guaranteed to keep happening, and how investors have historically built wealth buying through them, from 2008 to 2020 to 2022 Why becoming an investor, not waiting on government policy, is what actually determines financial outcomes Keywords: K-shaped economy, C-shaped recovery, income inequality, inflation, national debt, Federal Reserve, market crash investing, stock market, investing vs saving, wealth building ✅ Register for my investing Workshop & get Market Briefs as a bonus: Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#343
September 11 · 24 min
Why The American Economy Has Not Collapsed Yet
"But remember, you only lose money if you sell." This episode breaks down growing concerns from Mark Zuckerberg, Michael Burry, and an internal White House report that AI stocks may be entering bubble territory, and why that matters directly to anyone with a 401k or IRA. He shows just how concentrated most retirement accounts already are in a handful of AI linked tech stocks. Jaspreet Singh compares today's market to the 2000 dot-com bubble using measures like market concentration, tech sector share, the Buffett indicator, and index fund dominance, while pointing out key differences like real company profits and the risk of circular financing among AI companies. He closes by explaining how long-term investors should think about market downturns instead of panicking. In this episode, you'll learn: How much of a typical S&P 500 or target date fund investment goes into Nvidia, Apple, Alphabet, Microsoft, and Amazon Four ways today's market resembles the 2000 dot-com bubble: concentration, tech sector weight, the Buffett indicator, and index fund dominance What circular financing among AI companies means and why it raises risk Two key differences between the dot-com era and today, including real revenue and profits versus story based valuations Why the US-China AI race and competition over the dollar are driving continued investment into AI Why you only lose money in a downturn if you sell, and how past market crashes created major buying opportunities The ABB (Always Be Buying) approach to investing through bubbles and downturns instead of panic selling Why a long-term investor with years ahead of them can treat an AI pullback differently than someone near retirement Keywords: AI bubble, 401k, S&P 500 concentration, index funds, dot-com bubble, circular financing, target date funds, US China AI race, long-term investing, market crash ✅ Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#342
September 10 · 22 min
Your 401k Is Fueling The AI Bubble
"But remember, you only lose money if you sell." This episode breaks down growing concerns from Mark Zuckerberg, Michael Burry, and an internal White House report that AI stocks may be entering bubble territory, and why that matters directly to anyone with a 401k or IRA. He shows just how concentrated most retirement accounts already are in a handful of AI linked tech stocks. Jaspreet Singh compares today's market to the 2000 dot-com bubble using measures like market concentration, tech sector share, the Buffett indicator, and index fund dominance, while pointing out key differences like real company profits and the risk of circular financing among AI companies. He closes by explaining how long-term investors should think about market downturns instead of panicking. In this episode, you'll learn: How much of a typical S&P 500 or target date fund investment goes into Nvidia, Apple, Alphabet, Microsoft, and Amazon Four ways today's market resembles the 2000 dot-com bubble: concentration, tech sector weight, the Buffett indicator, and index fund dominance What circular financing among AI companies means and why it raises risk Two key differences between the dot-com era and today, including real revenue and profits versus story based valuations Why the US-China AI race and competition over the dollar are driving continued investment into AI Why you only lose money in a downturn if you sell, and how past market crashes created major buying opportunities The ABB (Always Be Buying) approach to investing through bubbles and downturns instead of panic selling Why a long-term investor with years ahead of them can treat an AI pullback differently than someone near retirement Keywords: AI bubble, 401k, S&P 500 concentration, index funds, dot-com bubble, circular financing, target date funds, US China AI race, long-term investing, market crash Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
#341
September 9 · 17 min
Your Money Is Being Quietly Destroyed
"The way you win is by becoming an investor." This episode breaks down why, despite government claims that prices are coming down, the data shows the average person is getting poorer. He shows that cumulative inflation since 2020 has outpaced wage growth, and that everyday essentials like rent, gas, and groceries have risen even faster than the official inflation number suggests. Jaspreet Singh explains why the Federal Reserve deliberately targets 2% inflation rather than 0%, how inflation quietly benefits investors while wages lag behind, and the three current forces pushing prices higher: oil, tariffs, and AI's growing energy demand. He also covers what the Federal Reserve's September 16, 2026 announcement could mean for interest rates and the dollar. In this episode, you'll learn: Why cumulative inflation (32%) has outpaced wage growth (28%) since 2020, with rent, gas, and beef prices rising even faster How core inflation excludes food and energy prices, understating what people actually feel at the register Why the Federal Reserve deliberately targets 2% inflation instead of 0% How inflation benefits investors over workers, illustrated by the S&P 500's roughly 150% growth since 2020 The three current drivers of rising prices: oil tied to the Middle East conflict, tariffs, and AI's energy demand How price increases cascade from energy to food to goods to services, with wages rising last and least What the Federal Reserve's September 16, 2026 announcement could mean for interest rates and the dollar Why paying off high interest debt and building an emergency fund comes before investing Keywords: inflation, core inflation, Federal Reserve, national debt, S&P 500, interest rates, wage growth, cost of living, investing, dollar devaluation ✅ Register for my investing Workshop & get Market Briefs as a bonus: Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

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