E2: Three More Traps That Blindside Smart Policyholders
In this episode, host David Scheidemantle, president of Scheidemantle Law Group, returns with three more traps that catch policyholders off guard, this time centered not on what they failed to do, but on what they wrongly believed. He opens with a real denial letter whose leftover file name gave away exactly how little work went into it. David covers three more recurring traps: ➔ Treating insurance like a commodity ➔ Assuming the insurance company is on your side ➔ Taking the insurance company's word for it The episode closes with a story about the humility David has observed in the greatest musicians and conductors he's worked with, and what it teaches about mistaking certainty for competence. Coming Up Next: David returns with three more traps…possibly four. About David Scheidemantle: David Scheidemantle is President and Managing Partner of Scheidemantle Law Group P.C., where he has represented policyholders in disputes with insurance companies for 35 years. His practice spans property, environmental, wrongful death, toxic injury, cyber, professional liability, D&O, products liability, and construction defect and builders risk coverage. He has achieved insurance recoveries exceeding $350 million for policyholders and won complete victories for defendants in construction product claims totaling $7 billion in damages, all the way to the U.S. Supreme Court. Scheidemantle Law Group has offices in Pasadena and New York City. Before founding the firm, David was an equity partner at Proskauer Rose LLP. He graduated cum laude from Fordham Law School and clerked for judges on the U.S. District Court for the Southern District of New York and the Second Circuit Court of Appeals. David holds a Bachelor of Music from The Juilliard School, where he was Concertmaster of the Juilliard Symphony, and has performed at Carnegie Hall, Lincoln Center, and on Broadway. Official Website: Scheidemantle Law Group Insurance Traps & Pitfalls is produced by Scheidemantle Law Group P.C. and hosted by David R. Scheidemantle. This podcast is attorney advertising. This podcast is offered for general informational and educational purposes only. It is not legal advice, it is not a substitute for legal advice, and it should not be relied upon as legal advice. Insurance policy language varies from policy to policy. Insurance law varies from state to state and changes over time. Nothing in this podcast addresses the terms of your policy or the facts of your claim. Listening to this podcast, contacting Scheidemantle Law Group P.C., or sending information to the firm does not create an attorney-client relationship. Please do not send confidential or time-sensitive information to the firm until an attorney-client relationship has been established in writing. Information sent before that time may not be treated as confidential or privileged. Prior results do not guarantee a similar outcome. Any description of past matters or results reflects the specific factual and legal circumstances of those matters and neither predicts nor guarantees any result in any other matter. Examples discussed in this podcast are drawn from the host's experience and have been generalized. They are not intended to identify any client, matter or insurer, and nothing in this podcast is intended to disclose client confidences. David R. Scheidemantle is admitted to practice in California, New York, and Wisconsin. Scheidemantle Law Group P.C. does not seek to represent anyone in any jurisdiction where this podcast would not comply with that jurisdiction's rules governing lawyer communications. The attorney responsible for the content of this podcast is David R. Scheidemantle, Scheidemantle Law Group P.C., 35 East Union Street, Pasadena, California 91103. david@scheidemantle-law.com. 626-660-4434.
