
FedVIP 2027: Are you getting your money's worth?
Dental and vision premiums aren’t seeing the dramatic increases hitting FEHB in 2027, but that doesn’t mean you should automatically renew the coverage you already have. For that matter, when does a FedVIP plan make financial sense, and when might you be better off without one? Kevin Moss, director of decision support and consumer outreach at Consumers’ Checkbook, offers a practical guide to getting the most out of your federal dental and vision benefits, including: What’s changing (or staying the same) with FedVIP in 2027 When FEHB coverage might be enough, and when a separate dental or vision plan is worth the premium Why checking your dentist’s network participation should come before comparing premiums What to know about orthodontia, annual benefit maximums and out-of-network costs How FSAs and HSAs can help offset out-of-pocket expenses Supplemental benefits and discounts you might be overlooking How to compare plans based on your family’s needs, not just the monthly price Kevin also shares an HSA strategy that could make you rethink how you pay for healthcare expenses today. Before you make your FedVIP elections, be sure to listen to the full Fed Thread episode. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.