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Building Your Money Machine

Mel H Abraham, CPA, CVA, ASA, CSP

Welcome to 'Building Your Money Machine, hosted by Mel Abraham, CPA, a renowned financial expert and author of USA Today Bestseller, 'Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!.' On this podcast, Mel shares his insights and experiences from over 30 years in the field of wealth-building, entrepreneurship and mentorship to financial freedom. Each episode provides actionable strategies to master your money, remove financial stress, and live a life by choice, not chance. Whether you work for a company, are a seasoned entrepreneur or someone just starting out on your financial journey, this podcast offers the tools, actionable frameworks and knowledge you need to create your own money machine and secure your financial future. Tune in weekly for expert advice, inspiring guest interviews, and the practical wisdom that will help you take control of your financial destiny. Subscribe now and start building the life you’ve always dreamed of.

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#467
Monday · 26 min
Once You Reach this Point, You'll Stop Working For A Living
Welcome to another episode of the Building Your Money Machine Show. Today, we’re getting real about the moment you finally stop working just for a living — and start building a life that actually matters. You know that little voice in the back of your head asking, “How much longer do I have to do this?” Yeah, that one. Let’s flip the script on that tired question and dig into what you’re really after: a life, not just a career. I'll share why chasing numbers and paychecks can quietly trap us, how meaning and money collide (or don’t), and the one currency no one ever gets back. Ever wonder why two people with identical incomes can be living wildly different lives? This is the episode that breaks it all down. Whether you’re hustling hard to pay the bills or you’ve hit those “someday” milestones, I'm revealing the truth about when work stops being about dollars — and starts being about YOU. IN TODAY’S EPISODE, I BREAK DOWN: The “meaning curve” and why money was never the real goal How Maslow’s hierarchy intersects with your bank account (and why most people miss the point) The critical moment your health and time set the real limits on wealth Why staying on the transactional treadmill keeps you stuck, even when you’re winning financially The step nobody tells you about: how to choose projects (and a life) based on meaning, impact, and legacy If you’re ready to stop living for the bills and start working for a life with purpose, hit play. Let’s build a money machine — and a life — worth waking up for. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#466
Thursday · 26 min
Hit These Money Milestones in Your 40s, You'll Become Financially Free
Welcome back to the Building Your Money Machine Show. If you’re in your 40s (or just feel like you’re stuck spinning your financial wheels), this episode is the wake-up call you didn’t know you needed. Listen, earning six figures doesn’t guarantee financial peace. I’ve been the guy doing math at 2:00 AM even with a nice paycheck in the bank. In your 40s, there’s that nagging voice — “I shouldn’t still be here.” I’m here to quiet that voice for good. We're not chasing some magic income number. Financial freedom is about hitting the right milestones and climbing the right ladder — not just earning more. I break down the 6 big milestones you need to master, show you how to find your exact spot on the ladder, and give you the real next move to keep climbing up. No more fog. No more “just save more” B.S. Step up to the mic with me. This episode is for you if you want the honest, actionable path out of financial panic and into real freedom. IN TODAY’S EPISODE, I COVER: Why earning more doesn't set you free (and what actually does) The 6 money milestones every 40-something needs to hit — and how to climb through each one How to banish financial shame, stop spinning your wheels, and finally build both stability and momentum The power of compounding and the “runway” that changes everything — regardless of your age How to stop letting money run your life, and start using it to fund your choices Ready to see the ladder and climb, not just wish for it? Hit play and let’s build a life that outlives you! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#465
September 21 · 23 min
Most People Aren’t As Rich As You Think
Welcome back to the Building Your Money Machine Show! In this episode, I’m pulling back the curtain on a truth nobody else is talking about: most people aren’t as rich as you think, and the ones who actually are don’t show it off. I see it every day as a CPA—there’s a mind-blowing difference between looking rich and actually living rich. Let’s break the cycle of chasing appearances and get real about what’s actually sitting under the hood financially (hint: it’s not what’s sitting in the driveway). I’ll share the exact questions I give my clients to spark real wealth, why earning more means nothing if you don’t know where it’s going, and how to dodge the performance tax that quietly robs you of a life of freedom. This is a no-fluff conversation—just the brutal, edgy truth about building a rich life that stands up when life gets tough. Stop comparing your life to someone else’s highlight reel; start building something that lasts. IN TODAY’S EPISODE, I GET INTO: Why real wealth is invisible (and why the fanciest car on the block means absolutely nothing) The true cost of looking rich—and the two price tags every flashy purchase carries How chasing appearances traps you in check-to-check living, even with a big salary The filter I use with my clients before every major financial decision The 4-part affluent life paradigm that lets you define rich on your own terms Ready to ditch the comparison game and master your money? Hit play, and let’s start building your Money Machine for real. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#464
September 17 · 22 min
The Biggest Money Mistakes People Make After Turning 40
Welcome to another episode of the Building Your Money Machine Show, where we get brutally honest about the real money mistakes that can gut your financial future—especially after you hit 40. This one hits close to home. Somewhere around your 40s, retirement stops feeling like some far-off fantasy and becomes a full-blown math problem, sometimes with numbers you really don’t want to see. I've been there, I almost lost it all, and I’m breaking down the landmines you need to avoid so you can sidestep disaster and build your own money machine, not just a shinier hamster wheel. We’re talking about the six biggest money mistakes people make after turning 40—the traps that blindside you when your income is peaking and your financial stress hits new heights. Think you’re not making any of them? Think again. These are the silent killers of your peace of mind, and I’m not holding anything back. Strap in, get real, and let’s protect your future from the pitfalls nobody teaches—but everyone faces. IN TODAY’S EPISODE, I BREAK DOWN: Why confusing income for wealth is the most seductive—and dangerous—money trap of your 40s How “catching up” with risky bets can set you back a decade (and the exact moves that helped me bounce back after losing a third of everything) The sneaky rise of lifestyle creep and how it quietly eats every raise before it ever hits your future The sexy, exotic investments that promise big returns—but actually bleed your pocketbook dry Why becoming the family bank can drain you emotionally and financially (and how real boundaries protect everyone long-term) Ready to stop gambling with your future and start building real wealth—on your terms? Slam that subscribe button, jump in, and let’s make your money machine unstoppable! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#463
September 14 · 26 min
If You Thought You’d Be Rich By Now, But Aren’t. Watch This…
Welcome to the Building Your Money Machine Show! If you’ve ever had that nagging feeling that you should be richer by now, but your bank account is stubbornly unimpressed, you’re not alone. In this episode, I tackle the myth of the straight line to wealth and reveal why most people bail right before things get good. It’s fun, it's real, and yes, I get a little edgy about the real villain slowing you down (spoiler: it’s not your salary). I’ll show you why playing the long game is the only game that matters, what the “Wealth Flatline” actually means, and how discouragement messes with your money machine right when you’re about to hit your stride. If you’re in the messy middle—career, kids, aging parents, crazy expenses—this episode is the jolt you need to stay in the seat. IN THIS EPISODE, I COVER: The sneaky truth about the “Wealth Flatline” and why most people quit before the payoff Why your money hasn’t started working for you…yet (and how to speed up that handoff) The most expensive emotion in personal finance (and how it tempts you off-track) Crushing the comparison trap and resetting what “normal” really looks like Three real-world levers to get to your acceleration zone—and finally let your money do the heavy lifting Ready to ditch the self-doubt, crush discouragement, and actually build the life you want? Hit play and protect that bend in your wealth curve. Let’s make your money machine start working overtime! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#462
September 7 · 17 min
People Who Save Money Are Harder To Control
In this powerful episode of the Building Your Money Machine Show, I’m cutting through the fluff and talking straight about why people who save money are so much harder to control — and why that matters if you want real choice in your life. Forget the old stories about money being just for retirement or a bigger house. This is about taking back agency, building margin, and being able to say “no” when it really counts. You’ll hear about the night I walked away from my so-called dream job (yep, no plan, just some cash in the bank and clarity that I wanted more than someone else’s script for my life). This one’s raw, real, and a little edgy — but if you’ve ever felt trapped or stuck doing what you’re “supposed” to do, tune in. IN TODAY’S EPISODE, I BREAK DOWN: The hidden power margin gives you to say no, and why paycheck-to-paycheck is the boss’s best friend How saving money isn’t just about security, but about reclaiming your options and sanity Why high income with zero margin makes you the most controllable person in the room (and how to fix that) The real-life impact of money stress on your relationships, health, and confidence The simple first steps to building margin now, even if you’re starting from zero Ready to ditch the script, reclaim your power, and live a life you actually choose? Hit play on this episode and let’s build that margin together. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#461
September 3 · 16 min
The Crossover Decade: The Exact Point Money Starts Changing Your Life
Welcome back to the Building Your Money Machine Show! Today, we’re cracking open the mystery decade when money stops being a treadmill you’re stuck on, and finally starts working for YOU. If you’re in your 40s (or you feel like you’re hustling twice as hard for half the payoff), give me a few minutes—this is the episode you can’t afford to miss. I’m laying out the exact moment your money flips from something you chase to something that quietly builds your future behind the scenes. We’re talking real math, real stories, no Instagram inspiration posters—just life-changing perspective on how the crossover decade could already be happening for you, even if you don’t feel it yet. Don’t sleepwalk through the most pivotal financial years of your life. Find out how to leverage income, discipline, and a bit of messy reality to fuel your wealth and freedom. IN THIS EPISODE, YOU’LL HEAR: The overlooked decade when net worth goes vertical (and why you might not feel it) Why being "behind" is often just being blind to your own progress The exact trap your 40s sets for your wallet—and how to avoid it The boringly simple move that tripled my money after a seven-figure loss Why horsepower without discipline is a wreck waiting to happen Hit play and join me as we bust some money myths wide open—and get you one step closer to financial freedom! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#460
August 31 · 25 min
Why You Should Keep Investing (Even When You’re Losing Money)
Welcome to a brutally honest episode of the Building Your Money Machine Show. Today, I'm pulling back the curtain on one of the biggest investing mistakes I ever made and breaking down why you have to keep investing, even when it feels like you're getting punched in the gut by a red market day. We’re tackling the brain games, bad advice, and raw emotions that cause most people to sabotage their own wealth — and how you can break the cycle. You’ll hear the true story of how fear cost me millions (literally), why the dips aren't actually disasters, and the exact tools that will keep you calm, steady, and building wealth no matter what the headlines scream. If you’ve ever been tempted to cash out because your account took a dive — this is the episode you can't afford to skip. IN TODAY’S EPISODE, I GET REAL ABOUT: The difference between your account being “down” and actually “losing” money (don’t get played by your brain) Why fear is the most expensive advisor on Wall Street — and how it rewrote my financial future The shocking stats about market volatility (spoiler: drops are normal, even necessary) How timing the market destroys wealth, and the notorious double-whammy of trying to be "right" twice The 4 critical moves to build an unbreakable investment structure — so you can sleep at night no matter what the market is doing Ready for a mindset reset? Smash that subscribe button, share with a friend, and let’s build a money machine that runs right through any storm. The only thing you should move in a downturn is your perspective — not your plan. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#459
August 27 · 18 min
I Spent 12 Years Sacrificing My Peace (Only to Realize This)
Welcome back to the Building Your Money Machine Show! Today, I’m pulling the curtain back on the 12 years I spent sacrificing my peace—all in the name of “being responsible.” Spoiler: doing everything by the book doesn’t always get you the life you want. I’ve walked the Dave Ramsey road, then flipped my mindset with Ramit Sethi, and found what both of them missed. This is the episode where I get real about the cost of keeping your head down and the breakthrough that changed everything (hint: it involved a 6-year-old’s drawing and a gut punch of realization). If you’ve ever found yourself hustling for safety, ticking every box, but waking up asking, “Is this all there is?”—this one’s for you. Get ready for some truth bombs, laughs, soul searching, and a pathway to REAL freedom. Because earning more doesn't make you free. Building your money machine does. IN TODAY’S EPISODE, YOU’LL HEAR: The silent danger of living “below your means” for too long—and why responsibility can secretly keep you small Why asking “Can I afford it?” is a lack question in disguise (and what to ask instead) How Ramit Sethi’s philosophy leveled up my life—but still left me running on the treadmill The heartbreaking drawing from my son that shattered my workaholic facade The real difference between an earnings machine and a money machine (and why peace is the only upgrade that matters) Hit subscribe and join me as we stop trading our lives for dollars, and finally build a money machine that gives your time back. Ready to swap anxiety for freedom? Let's climb. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#458
August 24 · 27 min
If You’re 40 and Starting From Zero, Watch This
Welcome to the Building Your Money Machine Show! If you’re in your 40s (or honestly, any age) and looking at your accounts thinking, “How do I have almost nothing after years of work?”—this episode is YOUR wake-up call. I’m getting brutally real, breaking down how one of my clients went from “panic mode” to building a money machine that now measures his future in millions, not regrets. I’m not here to push hype or dream scenarios. I’m here to give you the actual steps, in the exact order, that flip your financial script. We’re skipping the BS and getting into what really separates those stuck in the rat race from the ones living on their own terms. Ready for that $1,387 moment that changes everything? Get in here. IN THIS EPISODE, I BREAK DOWN: Why your net worth is lying to you—and the only number that really matters for freedom The secret weapon (liquidity!) that keeps you from blowing up your plan in a crisis How to kill the debt drag and make your money work forward, not backward The actual dollar moves to start building your Money Machine—automated and unstoppable The simple shift that doubles your speed: feed the raises to your future, not your lifestyle Hit Play if you’re ready to stop renting your life and start owning it. This is for everyone who’s tired of “doing everything right” and having nothing to show for it. No more panic. No more wishing. Let’s build your path to financial freedom, one badass step at a time. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#457
August 20 · 20 min
60 Wealthy And Fulfilled: Wisdom I Wish I Knew In My 30s And 40s
Welcome to another episode of the Building Your Money Machine Show. If you’re navigating your 30s or 40s, chances are you’re making some of the same costly money mistakes I did at your age. I’m Mel Abraham, and trust me, after three decades in the trenches as a CPA for some of the wealthiest families—and taking a few punches along the way—I’m here to give you the 8 financial lessons I wish I had 25 years ago. These aren’t the generic platitudes you’ll hear at a neighborhood barbecue. I’m talking about the rules that actually move the needle, save you a lost decade (or more), and build a life account that’s worth far more than any bank statement. This episode isn’t just about stacking dollars; it’s about building real wealth—the kind that buys you time, choice, and true freedom. Whether you’re grinding at your job, scaling a business, or just trying to find your footing, you’ll want to catch the hard-won wisdom I’ve picked up, scars and all. Buckle up. This is fun, edgy, real talk that could change everything. IN TODAY’S EPISODE, I COVER: Why your job or business is just the "fuel truck"—and what the real "engine" of wealth looks like How chasing complexity and “the next big thing” almost wrecked my portfolio…and what simplicity really does for your wealth The truth about following your passion—and the critical missing piece if you actually want to make money doing what you love The danger of sacrificing the moments that matter for another zero in your account (you can’t buy back missed time with family) The real purpose of your money—and why the life account matters more than the bank account Don’t just survive—let’s set you up to thrive. Hit play, subscribe, and start building a money machine that actually sets you free! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#456
August 17 · 17 min
Give me 17 Minutes and I'll Remove All Your Retirement Worries
Ready to give me just 17 minutes and ditch all your retirement worries? In this episode of the Building Your Money Machine Show, I get brutally honest about what really steals your peace in retirement (spoiler: it’s not your bank balance). We’re tearing up outdated financial advice, punching holes in the illusions of certainty, and breaking down—once and for all—how you can finally stop letting fear run the show. From my mom’s 1948 story of escaping with nothing, to clients who’ve turned anxiety into freedom, I'm sharing the 5 big shifts that will have you asking not “Am I going to run out?” but “Where are we going first?” If you want a life that outlives you, tune in. Let’s get real and build that proof your worry can’t argue with. IN TODAY’S EPISODE, I TACKLE: Why your retirement fear has nothing to do with the size of your bank account (and everything to do with your “money story”) How chasing certainty is keeping you stuck—and how adaptability will actually set you free The practical stress-test moves you must make BEFORE you quit your job Building your “peace of mind fund” so a market crash is just a headline, not a crisis The shift from saving for “someday” to living with purpose now—giving every dollar a destination Ready? Subscribe, share, and let me know which shift you’re making first. Let’s build your money machine and master your financial future! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#455
August 13 · 18 min
6 Little Luxuries That Cost $0 (Feel Rich Without Being Rich)
Welcome to a special episode of the Building Your Money Machine Show where I’m calling B.S. on the idea that you have to spend big to feel rich. I’ve spent 30+ years inside the finances of genuinely wealthy families, survived cancer twice, and trust me—feeling rich has nothing to do with your bank balance and everything to do with how you show up for your life. In this episode, I’m sharing the 6 little luxuries that cost absolutely $0 but make you feel wealthy every single day. No fluffy self-care clichés here—just the good stuff that actually changes your life. I’ll show you how the world’s wealthiest guard their real treasures, the one boundary that cost me a $700 monthly client (and why I’d do it all over again), and a daily practice with my dogs that beats any luxury watch. If you’re ready to stop waiting for someday and start feeling rich now, you’re in the right place. IN TODAY'S EPISODE, I COVER: The secret luxury wealthy people protect even more than their money How blocking your calendar transforms your life—without spending a dime Why “no” is the most profitable luxury no one’s talking about The truth about vibrancy, health, and why later costs more than you think The daily gratitude hack that flips your mindset from scarcity to abundance Ready to ditch comparison, reclaim your time, and start living rich today? Hit play and let’s build your real money machine—one free luxury at a time. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#454
August 10 · 24 min
Ranking the Investments That Made Me a Millionaire
Welcome to the Building Your Money Machine Show! In this episode, I’m ranking every investment that got me to millionaire status (and the ones that almost wiped me out). I’m talking business, stocks, index funds, real estate, syndications—and one money pit that gets a fat zero because it’s not even an investment (but millions keep throwing cash at it). Listen, this episode isn’t your typical rah-rah for hot stocks or get-rich-quick schemes. I’m here to shake up some sacred cows, break a few hearts, and give you the real deal on what actually builds wealth over decades—not just what sounds cool at dinner parties. So buckle up. I’ll show you what fueled my wealth, what flopped, and what you should avoid if you want your own money machine humming nicely for decades to come. IN TODAY’S EPISODE, I BREAK DOWN: Why your income source is the real fuel for wealth—not the latest shiny investment The no-brainer asset that built 80 percent of my net worth (spoiler: it’s not that exciting) The real math on real estate, and why I’m actually selling a big chunk right now How “exclusive” deals and private bets cost me friendships AND a piece of my net worth The fastest-growing asset class to avoid like the plague—because it isn’t investing, it’s just gambling with a fancy name If you’ve ever been pitched on the next big thing, this is the episode you (and your bank account) can’t afford to miss. Hit play and let’s build a money machine that actually pays you—whether you show up or not! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#453
August 6 · 22 min
Once Your Net Worth Hits This Number, Saving More Barely Matters
Welcome back to the Building Your Money Machine Show, where we strip out the fluff and get real about what actually moves the needle on your journey to financial freedom. Today, I’m calling out one of the biggest myths in personal finance: that the goal is just to crank your savings higher and higher forever. Spoiler alert: it isn’t. We’re going to talk about the exact net worth milestones where saving more barely matters—yes, you read that right. I’ll break down the four gateways you need to cross on your way to true freedom, show you why your giant net worth number might not mean what you think, and why it’s cash flow, not assets, that buys your freedom (and your Friday afternoons). We’ll cut through the noise, drop the jargon, and figure out what actually matters for your money, your life, and the kind of freedom you really want. Because building a monument to yourself doesn’t pay the bills. Building a money machine does. IN THIS EPISODE, WE GET INTO: The four critical financial gateways (and how to calculate your own numbers) Why your net worth statement could be lying to you about your real freedom The true difference between “use assets” and “cash-flowing assets”—and why it matters now How financial independence triggers the point where saving more stops driving your wealth The real job of savings (hint: it’s not to build wealth!) Ready to ditch the hustle for hustle’s sake and build the machine that sets you free? Hit play and let’s do this! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#452
August 3 · 22 min
If You Don't Understand Cash Flow, You'll Never Be Able to Retire
Welcome back to the Building Your Money Machine Show! Today, I’m pulling back the curtain on the retirement lie nobody talks about. Forget what you’ve been told: your salary and net worth aren’t what will set you free. If you don’t understand cash flow, you are one lifestyle inflation away from a broke retirement—no matter how many zeros you see on your W-2. We’ll rip up the traditional playbook and get real about how fortune can vanish overnight if you focus on income instead of what really matters. I’ll share wild stories from my years in the trenches (seriously, $11,000 on shoes?!) and break down the three numbers you need to know if you ever want money to work for you instead of the other way around. Ready to ditch stress, guilt, and confusion about money? Let’s get you the confidence and clarity you need to build real wealth, not just a big paycheck. IN TODAY'S EPISODE, I BREAK DOWN: The critical difference between income, cash flow, and what I call “freedom cash flow” (this is the number that actually matters for your future) Why even 7-figure earners go broke if they miss this one cash flow principle The wrong way the retirement industry tells you to plan—and the right way to map out your life and price tag it on your terms How to start shifting from trading time for money to building income streams that don’t need you to show up every day The clarity and peace of mind that come from finally tracking the right numbers (trust me, it changes how you live) If you’re ready to build a life that outlives you, stop guessing about retirement, and finally master your money—this episode is your wake-up call. Don’t miss it! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#451
July 30 · 27 min
Why You’ll Never Actually Spend Your Retirement Savings
Welcome to the Building Your Money Machine Show! Today I’m calling out the elephant in the room—why you’ll probably never actually spend your retirement savings, and what the heck to do about it. I’m getting real about what decades of money discipline actually do to your brain and why even with a mountain of cash, you might still feel “broke adjacent.” We’ll bust the myths, flip the script on the traditional retirement model, and talk about turning your discipline into freedom (not a cage). If you want to know how to stop hoarding, start living, and finally get some joy from what you’ve built, this one’s for you. IN THIS EPISODE, I COVER: Why 1 out of 3 retirees never touch their nest egg (and why that's not the "win" you think) The identity crisis nobody preps you for—why disciplined savers hit a wall in retirement The critical mindset shift: it’s not about going from builder to spender, it’s about becoming a steward How to design your own financial “joy points” and train yourself to actually enjoy your wealth The only antidote to fear-based spending habits (hint: math helps, but it isn’t enough) If you’re tired of letting fear rule your finances, let’s break out of the cage together and start using your money machine for what it was built for—living a life that outlives you. Hit play and let’s do this! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#450
July 27 · 22 min
What No One Tells You About Becoming A Millionaire
Ready for the raw truth about becoming a millionaire? On this episode of the Building Your Money Machine Show, I’m pulling back the curtain on the real deal nobody’s telling you. Forget the champagne and confetti. I’ve been on both sides—crossed the seven-figure line, lost a chunk of it to a Ponzi scheme, and built it back bigger. Today, I’m breaking down the six surprising truths about the millionaire milestone and giving you the actual recipe for building lasting wealth—no magic tricks, no hype, just what works. If you think hitting seven figures is your finish line, I’ve got news that just might change everything about your financial journey. Let’s get real, let’s get a little edgy, and let’s set your money machine up to run right—so you can live a life by choice, not by chance. IN THIS EPISODE, I REVEAL: Why that million-dollar screenshot is just a receipt (not the life-changing moment you think it is) The boring, repeatable steps that actually build wealth—while everyone else chases shiny distractions How emotional spending after hitting your number can destroy your freedom if you’re not careful The assets no market crash or conman can ever take from you—and why those matter more than your bank balance How to reset your “freedom game” so you keep playing to win, not just to protect what you’ve got If you’re climbing your own financial mountain (or know someone who is), you don’t want to miss this. Building real, lasting wealth is a game—and I’ll show you how to play it smarter and stronger. Subscribe, share, and let’s build something that actually matters. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#449
July 23 · 20 min
What If You Only Invested at All-Time Lows? (Based on Research)
Welcome back to the Building Your Money Machine Show! In this episode, I’m tackling the number one question I get from would-be investors: “Should I wait for the market to drop before I buy in?” We’re busting the myth of perfect market timing and digging into some wild data that’ll flip how you see investing forever. Picture those childhood jump rope games — standing on the sidelines, waiting for the perfect moment to jump in. That’s exactly how most people treat the stock market. Spoiler: perfect timing is a myth even the pros can’t pull off! We’ll talk about the real costs of waiting, why trying to buy at the lowest point will crush your long-term results, and how staying out of the market is one of the most expensive money mistakes you can make. I even share how sitting out a whole DECADE cost me millions—and why I’ll never make that mistake again. This is about getting off the sidelines, getting in the game, and letting your money machine work for you, no matter how crazy the headlines feel. IN TODAY’S EPISODE, I’M BREAKING DOWN: Why perfect market timing is a losing game—even for Wall Street’s elite How missing just 10 top market days can slash your returns in half (no joke) The true difference between buying at the very bottom vs. just showing up and investing on schedule What happened to investors during the darkest 25 years in American market history…and how consistency STILL came out on top My own gut-punch story of trying to play it safe and missing out on millions Ready to stop watching the rope spin and start building real wealth? Hit play—this episode could be the wake-up call your portfolio’s been waiting for! RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com
#448
July 20 · 21 min
Why Your 40s is the Best Decade to Build Wealth
Welcome back to the Building Your Money Machine Show! Today, I’m flipping the old-school financial script and shining a spotlight on your 40s — and why this is actually your moment to crush it when it comes to building wealth (yep, even if you think you missed the boat in your 20s). Forget the doom and gloom advice that says it's too late. I’m here with some math, real stories, and a healthy dose of tough love to show you why your 40s can be the most powerful decade for stacking your cash and building your freedom. I’ll break down exactly what makes this decade different — the compounding magic, why having more money a little later beats having less money early, and how to make moves that count instead of sitting on the sidelines. We even get into the big trap people fall into (guilty as charged), and how to ignore the hype to play a much smarter, simpler game that actually gets results. So, if you’re ready to stop living by default and start living by design, this episode’s for you—regardless of your age. IN THIS EPISODE, I COVER: How your 40s unlock both the financial fuel and remaining runway you need for serious compounding growth The “messy middle” of your 30s, why you’re not behind, and what to do about it Real math breakdowns and the $775,000 mistake most people make by waiting too long The Wealth Priority Ladder: why simplifying (not complicating) your investments is key The exact step-by-step moves one couple used to go from $225K to over $2 million in just 8 years, starting at 40 Don’t let another decade pass you by — hit play, and let’s build your money machine together. It’s time to live a life that outlives you. RECOMMENDED EPISODES FOR YOU If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/ When Does Investment Income Finally Beat Your Day Job I'm Politely Begging You To Get Good with Money Every Financial Trap Middle Class People Fall Into Explained Rich People Don’t Buy Luxury...They Buy These 8 Things Psychology of Families Who Stay Rich For Generations RECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones: When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK: Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It! The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind. Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine. When you do you’ll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™: Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

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