Just Tilly Adventures

Brick by Brick

⛽ Mid-Week Pit Stop #8 Have you ever seen something you wanted and acted on impulse without even pausing to think? Join Tilly for a short devotional as we explore Proverbs 25:28 and the story of Achan in Joshua 7. We’ll unpack atsar—the biblical Hebrew word for restraint—and discover why true self-control isn’t about trying harder on our own, but relying on the instruction of the Holy Spirit. Learn how saying "no" to our impulses helps us build a strong, protective wall around our time, attention, and money. 🙏 Includes a short reflection and prayer to help you resist impulsive decisions, trust the Holy Spirit, and build your life with wisdom, one brick at a time. 📝 Keep practicing your Cash-Only Friction Test and remember: your money needs walls, so keep building! Send us Fan Mail 🌟 Before You Go... Remember, Just Tilly isn't just about listening, it's about living what you learn. Every episode is designed to help you and your family put God's wisdom into practice. So don't stop here. Complete the activities, talk about what you've learned, and encourage one another as you grow together. We'd love to hear from you! Share your family's stories, questions, or encouragement with us. Your message might even inspire a future episode. Connect with us: 🌐 Get your free resource 🎙️ Leave us a voice message 📧 Email us on justtillyadventures@gmail.com Thanks for being part of the Just Tilly family. Listen. Practice. Grow. Warmly, The Just Tilly Team

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Your Money Needs Walls

🎧 How do you create friction to reduce impulse spending? In this episode of Just Tilly, Tilly and Sam uncover the hidden trap of digital spending. Discover why intentionally creating friction in your daily habits is the ultimate tool to stop impulse buying in its tracks. We explore the psychology behind the "Pain of Paying" and dive into Proverbs 25:28 to learn why true self-control means building walls around your money—because when spending becomes easier, it becomes easier to ignore. 💡 This week's activity: Take the Cash-Only Friction Test and track how many times the extra friction causes you to put an item back! ✨ Helping tweens and teens (10–15) build financial wisdom, godly character, wise spending habits, and biblical money skills through real stories and God's Word. Send us Fan Mail 🌟 Before You Go... Remember, Just Tilly isn't just about listening, it's about living what you learn. Every episode is designed to help you and your family put God's wisdom into practice. So don't stop here. Complete the activities, talk about what you've learned, and encourage one another as you grow together. We'd love to hear from you! Share your family's stories, questions, or encouragement with us. Your message might even inspire a future episode. Connect with us: 🌐 Get your free resource 🎙️ Leave us a voice message 📧 Email us on justtillyadventures@gmail.com Thanks for being part of the Just Tilly family. Listen. Practice. Grow. Warmly, The Just Tilly Team

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Just Because You Can...

⛽ Mid-Week Pit Stop #7 Is something allowed just because you can afford it? Join Sam for a short devotional as we explore 1 Corinthians 10:23 and discover the difference between what we have the right to do and what is actually beneficial. Learn how biblical wisdom can help you become a financial steward, resist the pressure to impress others, and make choices that build up your future. 🙏 Includes a short reflection and prayer to help you pause, think wisely, and choose what truly matters. 📝 Keep practicing your Benefit vs. Flex Test and ask: “I have the right to buy this... but is it actually beneficial?” Send us Fan Mail 🌟 Before You Go... Remember, Just Tilly isn't just about listening, it's about living what you learn. Every episode is designed to help you and your family put God's wisdom into practice. So don't stop here. Complete the activities, talk about what you've learned, and encourage one another as you grow together. We'd love to hear from you! Share your family's stories, questions, or encouragement with us. Your message might even inspire a future episode. Connect with us: 🌐 Get your free resource 🎙️ Leave us a voice message 📧 Email us on justtillyadventures@gmail.com Thanks for being part of the Just Tilly family. Listen. Practice. Grow. Warmly, The Just Tilly Team

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The Brand Name Tax & The Paradox

🎧 Is the brand on your clothes worth the extra cost? In this episode of Just Tilly, Tilly and Sam unpack the Brand Name Tax and explore the Man in the Car Paradox from Morgan Housel’s The Psychology of Money. Discover how peer pressure, social comparison, and the desire to fit in can influence our spending—and why “allowed” doesn’t always mean “beneficial.” 💡 This week's activity: Try the Benefit vs. Flex Test. Before buying a brand-name item, ask yourself: Am I paying for the actual benefit, or am I paying to be seen? ✨ Helping tweens and teens (10–15) build financial wisdom, godly character, wise spending habits, and biblical money skills through real stories and God's Word. Send us Fan Mail 🌟 Before You Go... Remember, Just Tilly isn't just about listening, it's about living what you learn. Every episode is designed to help you and your family put God's wisdom into practice. So don't stop here. Complete the activities, talk about what you've learned, and encourage one another as you grow together. We'd love to hear from you! Share your family's stories, questions, or encouragement with us. Your message might even inspire a future episode. Connect with us: 🌐 Get your free resource 🎙️ Leave us a voice message 📧 Email us on justtillyadventures@gmail.com Thanks for being part of the Just Tilly family. Listen. Practice. Grow. Warmly, The Just Tilly Team

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The Ultimate Cheat Code

⛽ Mid-Week Pit Stop #6 What would you ask God for if He gave you a blank check? Join Tilly for a short devotional as we explore James 1:5 and 1 Kings 3:5–12, discovering why Solomon asked God for wisdom instead of wealth. Learn how biblical Chokmah—skillful living—helps us navigate social pressure, money, time, and everyday decisions. 🙏 Includes a short reflection and prayer to help you ask God for wisdom, grow in discernment, and make one wise decision at a time. 📝 Keep practicing your One Wise Decision Challenge in your Cipher Binder, and remember: God promises to give wisdom generously when we ask. Send us Fan Mail 🌟 Before You Go... Remember, Just Tilly isn't just about listening, it's about living what you learn. Every episode is designed to help you and your family put God's wisdom into practice. So don't stop here. Complete the activities, talk about what you've learned, and encourage one another as you grow together. We'd love to hear from you! Share your family's stories, questions, or encouragement with us. Your message might even inspire a future episode. Connect with us: 🌐 Get your free resource 🎙️ Leave us a voice message 📧 Email us on justtillyadventures@gmail.com Thanks for being part of the Just Tilly family. Listen. Practice. Grow. Warmly, The Just Tilly Team

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One Wise Decision

🎧 What if becoming wiser with your money, time, and energy started with just one decision a day? In this episode of Just Tilly, Tilly and Sam experiment with making one wise decision every day. Discover how small choices can build self-control, strengthen godly character, and help you make wiser decisions—even when social pressure makes it hard to do what's right. 🙏 This week's activity: The One Wise Decision Challenge! Choose one wise decision each day involving your money, time, or energy. And when you feel stuck, remember James 1:5: ask God for wisdom. ✨ Helping tweens and teens (10–15) build financial wisdom, godly character, and lifelong money habits through real stories and God's Word. Send us Fan Mail 🌟 Before You Go... Remember, Just Tilly isn't just about listening, it's about living what you learn. Every episode is designed to help you and your family put God's wisdom into practice. So don't stop here. Complete the activities, talk about what you've learned, and encourage one another as you grow together. We'd love to hear from you! Share your family's stories, questions, or encouragement with us. Your message might even inspire a future episode. Connect with us: 🌐 Get your free resource 🎙️ Leave us a voice message 📧 Email us on justtillyadventures@gmail.com Thanks for being part of the Just Tilly family. Listen. Practice. Grow. Warmly, The Just Tilly Team

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Counting the Cost

⛽ Mid-Week Pit Stop #5 Have you ever been so excited about an idea that you forgot to count the cost? Join Sam for a short devotional as we explore Luke 14:28–30 and Proverbs 19:2, discovering how knowledge, understanding, and wisdom can help us make better decisions with our time, energy, and money. We’ll also unpack Chokmah—the biblical idea of skillful living. 🙏 Includes a short reflection and prayer to help you slow down, practice biblical wisdom, and make thoughtful decisions instead of rushing ahead. 📝 Keep practicing your 48-Hour Pause Challenge and remember: before you break ground, count the cost. Send us Fan Mail 🌟 Before You Go... Remember, Just Tilly isn't just about listening, it's about living what you learn. Every episode is designed to help you and your family put God's wisdom into practice. So don't stop here. Complete the activities, talk about what you've learned, and encourage one another as you grow together. We'd love to hear from you! Share your family's stories, questions, or encouragement with us. Your message might even inspire a future episode. Connect with us: 🌐 Get your free resource 🎙️ Leave us a voice message 📧 Email us on justtillyadventures@gmail.com Thanks for being part of the Just Tilly family. Listen. Practice. Grow. Warmly, The Just Tilly Team

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The Rush Decision

🎧 Have you ever said “yes” too quickly... and then realized you had no idea what it would actually cost you? In this episode of Just Tilly, Tilly learns why rushing into decisions can cost more than money. Discover how Proverbs 19:2, wisdom, and the 48-Hour Pause can help you slow down, count the cost, and make wiser choices with your time, energy, and money. ⏸️ This week's activity: Upgrade the 48-Hour Pause Challenge! Use it before saying yes to a big project, favor, or commitment. Pause, check your schedule, count the cost, and decide wisely. ✨ Helping tweens and teens (10–15) build financial wisdom, godly character, and lifelong money habits through real stories and God's Word. Send us Fan Mail 🌟 Before You Go... Remember, Just Tilly isn't just about listening, it's about living what you learn. Every episode is designed to help you and your family put God's wisdom into practice. So don't stop here. Complete the activities, talk about what you've learned, and encourage one another as you grow together. We'd love to hear from you! Share your family's stories, questions, or encouragement with us. Your message might even inspire a future episode. Connect with us: 🌐 Get your free resource 🎙️ Leave us a voice message 📧 Email us on justtillyadventures@gmail.com Thanks for being part of the Just Tilly family. Listen. Practice. Grow. Warmly, The Just Tilly Team

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The Kosmos

⛽ Mid-Week Pit Stop #4 What does the Bible really mean by "the world"—and how can we guard our hearts while scrolling? Join Sam for a short devotional as we explore 1 John 2:16 and Matthew 6:22, discovering why protecting what we allow through our eyes is an important part of biblical stewardship and godly character. 🙏 Includes a short reflection and prayer to help you guard your heart, renew your mind, and find lasting contentment in God's truth. 📝 Keep practicing your Ad-Spotting Bingo and become more intentional about what shapes your thoughts each day. Send us Fan Mail 🌟 Before You Go... Remember, Just Tilly isn't just about listening, it's about living what you learn. Every episode is designed to help you and your family put God's wisdom into practice. So don't stop here. Complete the activities, talk about what you've learned, and encourage one another as you grow together. We'd love to hear from you! Share your family's stories, questions, or encouragement with us. Your message might even inspire a future episode. Connect with us: 🌐 Get your free resource 🎙️ Leave us a voice message 📧 Email us on justtillyadventures@gmail.com Thanks for being part of the Just Tilly family. Listen. Practice. Grow. Warmly, The Just Tilly Team

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The Influencer Illusion

🎧 Is your social media feed inspiring you... or quietly selling to you? In this episode of Just Tilly, Tilly and Sam uncover the truth behind the Influencer Illusion and explore what the Bible says about comparison, contentment, and guarding our hearts in a world of endless scrolling. Discover how to recognize hidden advertising and become a wiser steward of your attention, your money, and your peace. 🕵️ This week's activity: Become an Ad Detective! As you scroll, spot hidden ads, influencer marketing, and subtle product promotions. Then reflect on how recognizing them changes the way you think and feel. ✨ Helping tweens and teens (10–15) build financial wisdom, godly character, and lifelong money habits through real stories and God's Word. Send us Fan Mail 🌟 Before You Go... Remember, Just Tilly isn't just about listening, it's about living what you learn. Every episode is designed to help you and your family put God's wisdom into practice. So don't stop here. Complete the activities, talk about what you've learned, and encourage one another as you grow together. We'd love to hear from you! Share your family's stories, questions, or encouragement with us. Your message might even inspire a future episode. Connect with us: 🌐 Get your free resource 🎙️ Leave us a voice message 📧 Email us on justtillyadventures@gmail.com Thanks for being part of the Just Tilly family. Listen. Practice. Grow. Warmly, The Just Tilly Team

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Not Perfection....

⛽ Mid-Week Pit Stop #3 What does it really mean to be faithful with what God has given you? Join Tilly for a short devotional as we explore 1 Corinthians 4:2 and discover how biblical meditation helps us think like faithful stewards. Learn why God isn't looking for perfection—He's looking for faithfulness. 🙏 Includes a short reflection and prayer to help you grow in biblical stewardship, faithfulness, and godly character. 📝 Keep building your Cipher as you continue practicing faithful stewardship one small step at a time. Send us Fan Mail 🌟 Before You Go... Remember, Just Tilly isn't just about listening, it's about living what you learn. Every episode is designed to help you and your family put God's wisdom into practice. So don't stop here. Complete the activities, talk about what you've learned, and encourage one another as you grow together. We'd love to hear from you! Share your family's stories, questions, or encouragement with us. Your message might even inspire a future episode. Connect with us: 🌐 Get your free resource 🎙️ Leave us a voice message 📧 Email us on justtillyadventures@gmail.com Thanks for being part of the Just Tilly family. Listen. Practice. Grow. Warmly, The Just Tilly Team

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Wait, None of This is Mine?

🎧 What if nothing you own actually belongs to you? In this episode of Just Tilly, Tilly and Sam explore one of the most life-changing truths about biblical stewardship. Discover what Psalm 24:1 teaches about money, possessions, and why seeing yourself as a **steward—not an owner—**can completely change the way you live. 📝 This week's activity: Start your Stewardship Inventory by looking around your room and listing the things God has entrusted you to manage. Then choose one item to starting caring for, improve, or use to bless someone else - and we can grow from here :-) ✨ Helping middle schoolers build financial wisdom, godly character, and lifelong money habits through real stories and God's Word. Send us Fan Mail 🌟 Before You Go... Remember, Just Tilly isn't just about listening, it's about living what you learn. Every episode is designed to help you and your family put God's wisdom into practice. So don't stop here. Complete the activities, talk about what you've learned, and encourage one another as you grow together. We'd love to hear from you! Share your family's stories, questions, or encouragement with us. Your message might even inspire a future episode. Connect with us: 🌐 Get your free resource 🎙️ Leave us a voice message 📧 Email us on justtillyadventures@gmail.com Thanks for being part of the Just Tilly family. Listen. Practice. Grow. Warmly, The Just Tilly Team

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The Pause

⛽ Mid-Week Pit Stop #2 Can waiting change more than your wallet? Join Sam for a short devotional as we unpack Philippians 4:11 and discover the biblical secret of contentment. Learn why the 48-Hour Rule is more than a money habit—it's a way to grow in patience, self-control, and biblical stewardship. 🙏 Includes a short reflection and prayer to help you finish this week's challenge with wisdom. 📥 Still doing the 48-Hour Rule Challenge? Keep going—you might be surprised by what changes in just 48 hours. Send us Fan Mail 🌟 Before You Go... Remember, Just Tilly isn't just about listening, it's about living what you learn. Every episode is designed to help you and your family put God's wisdom into practice. So don't stop here. Complete the activities, talk about what you've learned, and encourage one another as you grow together. We'd love to hear from you! Share your family's stories, questions, or encouragement with us. Your message might even inspire a future episode. Connect with us: 🌐 Get your free resource 🎙️ Leave us a voice message 📧 Email us on justtillyadventures@gmail.com Thanks for being part of the Just Tilly family. Listen. Practice. Grow. Warmly, The Just Tilly Team

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The 48-Hour Rule

🎧 Could waiting 48 hours save you money—and change your heart? In this episode of Just Tilly, Tilly and Sam put the 48-Hour Rule to the test and discover how a simple pause can break impulse spending, overcome FOMO, and build lasting contentment. Explore what Philippians 4:11–12 teaches about finding true satisfaction beyond the next purchase. 📥 This Week's Challenge: Download the FREE 48-Hour Pause Pad and put every non-essential purchase on hold for two days. You might be surprised how much changes when you choose to wait. ✨ Helping tweens and teens (10–15) build financial wisdom, godly character, and lifelong money habits through real stories and God's Word. Send us Fan Mail 🌟 Before You Go... Remember, Just Tilly isn't just about listening, it's about living what you learn. Every episode is designed to help you and your family put God's wisdom into practice. So don't stop here. Complete the activities, talk about what you've learned, and encourage one another as you grow together. We'd love to hear from you! Share your family's stories, questions, or encouragement with us. Your message might even inspire a future episode. Connect with us: 🌐 Get your free resource 🎙️ Leave us a voice message 📧 Email us on justtillyadventures@gmail.com Thanks for being part of the Just Tilly family. Listen. Practice. Grow. Warmly, The Just Tilly Team

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The Wolf

⛽ Mid-Week Pit Stop #1 Still working through your 7-Day Awareness Audit? Take a two-minute pause with Tilly as we explore the deeper meaning of Proverbs 27:23 and discover why paying attention to our money is really about our hearts. 🙏 Includes a short devotional and prayer to help you grow in biblical stewardship, financial wisdom, and godly character. 📥 Don't forget to complete your FREE 7-Day Awareness Tracker before Monday's next episode! Send us Fan Mail 🌟 Before You Go... Remember, Just Tilly isn't just about listening, it's about living what you learn. Every episode is designed to help you and your family put God's wisdom into practice. So don't stop here. Complete the activities, talk about what you've learned, and encourage one another as you grow together. We'd love to hear from you! Share your family's stories, questions, or encouragement with us. Your message might even inspire a future episode. Connect with us: 🌐 Get your free resource 🎙️ Leave us a voice message 📧 Email us on justtillyadventures@gmail.com Thanks for being part of the Just Tilly family. Listen. Practice. Grow. Warmly, The Just Tilly Team

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The "Tap-to-Pay" Trap

💳 Can one tap really cost you more than you expected? In this episode of Just Tilly, Tilly and Sam uncover a surprising truth about digital spending, debit cards, and biblical stewardship. Discover a simple money habit that can help you become a wiser steward, before small purchases turn into big lessons. Join our village and get a free starter kit: access to our Money Personality Pre-Quiz plus your FREE 7-Day Awareness Tracker! ✨ Helping middle schoolers build financial wisdom, godly character, and lifelong money habits through real stories and God's Word. Send us Fan Mail 🌟 Before You Go... Remember, Just Tilly isn't just about listening, it's about living what you learn. Every episode is designed to help you and your family put God's wisdom into practice. So don't stop here. Complete the activities, talk about what you've learned, and encourage one another as you grow together. We'd love to hear from you! Share your family's stories, questions, or encouragement with us. Your message might even inspire a future episode. Connect with us: 🌐 Get your free resource 🎙️ Leave us a voice message 📧 Email us on justtillyadventures@gmail.com Thanks for being part of the Just Tilly family. Listen. Practice. Grow. Warmly, The Just Tilly Team

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Welcome to Just Tilly

🎧 Welcome to Just Tilly Click this link to download our free Just Tilly Pre-Quiz ! Just Tilly is the faith-based money podcast helping tweens, teens (ages 10–15), and intentional parents build godly character, financial wisdom, and faithful stewardship—one episode at a time. Meet your hosts, Tilly and Sam , as they tackle real-life money challenges like allowances, digital spending, generosity, contentment, and wise decision-making through engaging stories, practical challenges, and biblical truth. This isn't just about budgets or bank accounts. We believe lasting money habits begin with character, and that real growth doesn't happen by simply listening, it happens by practicing. Whether you're a parent, homeschooling family, Christian educator, youth leader, or a tween, teen ready to make wiser choices, Just Tilly will help your family start meaningful conversations and build lifelong habits rooted in God's Word. 🚀 Start your journey today! Get your free Just Tilly Money Personality Pre-Quiz and discover your unique money personality before Episode 1. Just Tilly — Listen. Practice. Grow. Send us Fan Mail 🌟 Before You Go... Remember, Just Tilly isn't just about listening, it's about living what you learn. Every episode is designed to help you and your family put God's wisdom into practice. So don't stop here. Complete the activities, talk about what you've learned, and encourage one another as you grow together. We'd love to hear from you! Share your family's stories, questions, or encouragement with us. Your message might even inspire a future episode. Connect with us: 🌐 Get your free resource 🎙️ Leave us a voice message 📧 Email us on justtillyadventures@gmail.com Thanks for being part of the Just Tilly family. Listen. Practice. Grow. Warmly, The Just Tilly Team