EducationSelf-Improvement

Chink Positive

Chinkee Tan and and The Pod Network Entertainment

The Chink Positive podcast aims to help you become financially wealthy and debt-free by teaching you how to save, budget, get out of debt and invest. This podcast is hosted by motivational speaker, wealth coach and best-selling author Chinkee Tan - powered by The Pod Network Entertainment

Hosted on Acast. See acast.com/privacy for more information.

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29 episodes
a few times a week
Avg 8 min
English

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#557
Tuesday · 9 min
Ep. 557: Why Smart People Still Make Bad Money Decisions
You earn more now. So why do you still have no savings? Maybe your income is not the only thing growing. Your lifestyle is growing too. In this episode, we talk about why earning more does not always mean saving more. You’ll learn how small upgrades and daily spending can slowly eat up your extra income. Financial freedom is not just about making more money. It’s also about keeping more and having peace of mind. • Why expenses grow when income grows • How small luxuries become “normal” expenses • Why savings should not be just what is left • How to protect your extra income from extra spending Follow or subscribe to Chink Positive for simple lessons on money, saving, investing, mindset, and success. Share this with a friend who needs it, and leave a review if this episode helped you. #ChinkPositive #FinancialFreedom #FinancialLiteracy #MoneyMindset #SavingMoney #MoneyManagement #PersonalFinance #SuccessMindset For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.
#556
September 17 · 8 min
Ep. 556: Bakit May Masipag Pero Hindi Yumayaman?
You work hard. So why does it feel like you’re still stuck? Maybe working harder is not the answer. In this episode, we talk about why hard work alone does not always lead to more money. You’ll learn why your skills, value, and direction can matter more than working longer hours. This is for anyone who works hard but still feels stuck with money and life. • Why working more hours does not always mean earning more • The difference between being busy and making progress • Why the right direction matters as much as hard work • One important question to ask about your work and future Follow or subscribe to Chink Positive for simple lessons about money, mindset, and success. Share this episode with a hardworking friend who needs to hear this. And please leave a review! #ChinkPositive #FinancialFreedom #MoneyMindset #FinancialLiteracy #HardWork #PersonalGrowth #SuccessMindset For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.
#555
September 15 · 8 min
Ep. 555: 5 Signs You're Living Beyond Your Means
You pay your bills every month. But can you really afford your lifestyle? You may look okay on the outside, but money stress can tell a different story. In this episode, we talk about 5 signs that you may be living beyond your means. You’ll learn how your spending, credit cards, savings, and lifestyle can affect your future. The goal is simple. Spend less than you earn, save more, and feel less stressed about money. In this episode, you’ll learn: • Why always waiting for payday is a warning sign • Why using credit cards to get through the month can be risky • Why your savings should grow when your income grows • How one small change can give you more room to save 💡 Your challenge: Check your expenses from the last 30 days. Find one thing you can spend less on. Put that money into savings. Follow or subscribe to Chink Positive for simple lessons about money, saving, investing, mindset, and success. Share this episode with a friend who needs it. If this episode helped you, please leave a review. #ChinkPositive #FinancialFreedom #FinancialLiteracy #MoneyManagement #SavingMoney #MoneyMindset #PersonalFinance #FinancialPeace For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.
#554
September 10 · 8 min
Ep. 554: How Much Money Is Actually Enough for Retirement?
₱5M? ₱10M? ₱20M? Magkano ba talaga ang “enough” para sa retirement? Hindi lang ito tungkol sa malaking retirement fund. It’s about building the life you actually want. Sa episode na ito: • Define what “enough” means for you • Know what kind of retirement you really want • See when chasing “more” may cost you time and peace • Build money for your life, not just for a number 🎯 Ready ka na ba for retirement? Take the Retirement Readiness Assessment. Alamin kung magkano ang kailangan mo at paano ka mas makakapaghanda. ▶️ Watch the FREE retirement session: https://youtu.be/K39Pa92Ne08?si=6NalM58VlJSfiM8f 🎧 Follow, share, and leave a review! #ChinkPositive #FinancialFreedom #RetirementPlanning #FinancialLiteracy #MoneyMindset #Saving #Investing For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.
#553
September 8 · 7 min
Ep. 553: What Happens If You Reach 50 With No Retirement Savings?
50 ka na pero kulang o wala pang retirement savings? Hindi pa huli. Pero hindi na puwedeng “next time.” Sa episode na ito, learn how to catch up wisely. Face your numbers, grow your income, avoid risky shortcuts, and build a realistic retirement plan. Matututunan mo: • Magkano ang kailangan mo sa retirement • Paano makahabol habang kumikita ka pa • Bakit hindi dapat retirement plan ang mga anak mo • Paano umiwas sa risky investments Handa ka na ba talaga sa retirement? Take the Retirement Readiness Assessment. Alamin kung sapat ang savings, investments, at income plan mo. ▶️ Watch here: https://youtu.be/K39Pa92Ne08?si=6NalM58VlJSfiM8f 🎧 Follow, share, and leave a review! #ChinkPositive #FinancialFreedom #RetirementPlanning #FinancialLiteracy #Saving #Investing For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.
#552
September 3 · 7 min
Ep. 552: Why You Earn More But Still Don’t Feel Rich
You earn more now. So why does money still feel tight? Maybe you don’t need more income. Maybe you need more money left. In this episode, we talk about why a higher income doesn’t always make you feel richer. As your income grows, your lifestyle and expenses can grow too. The key is not only earning more, but also saving more and building financial peace. • Why your dream income can start feeling normal • How lifestyle upgrades can eat your extra income • Why looking successful can cost you more • How to give your future a raise too Follow or Subscribe to Chink Positive for simple lessons on money, saving, investing, and mindset. Share this with someone who is earning more but still feels short on money. Don’t forget to leave a review. #ChinkPositive #FinancialFreedom #MoneyMindset #FinancialLiteracy #SavingMoney #MoneyManagement #PersonalFinance For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.
#551
September 1 · 8 min
Ep. 551: Why Smart People Still Make Bad Money Decisions
Knowing better doesn’t always mean doing better. Even smart people can make bad money decisions. In this episode, we talk about how emotions can affect your spending and investing choices. Learn how FOMO, stress, excitement, and pride can push you to make decisions you may regret later. • Why we find reasons to buy what we already want • How FOMO can lead to risky money choices • Why stress can make us spend more • How a simple pause can help you make better decisions Follow or Subscribe to Chink Positive for more simple lessons on money, investing, financial literacy, and mindset. Share this with a friend who needs it, and leave a review. For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. #ChinkPositive #FinancialFreedom #MoneyMindset #FinancialLiteracy #SmartMoney #Investing #MoneyManagement Hosted on Acast. See acast.com/privacy for more information.
#550
August 27 · 7 min
Ep. 550: Why Is It So Hard to Say No When Family Asks for Money?
Saying no to family can feel harder than losing money. Sometimes we say yes because we love them. Sometimes, it’s because we feel guilty. In this episode, we talk about why family money requests can be so hard to refuse. You’ll learn how to help the people you love without hurting your own savings, budget, and financial future. • Why guilt makes it hard to say no • How to set healthy money limits with family • When helping can create more dependence • How to give with love without carrying every problem Follow or Subscribe to Chink Positive for more simple lessons about money, financial literacy, and mindset. Share this with someone who needs to hear it, and leave a review. #ChinkPositive #FinancialFreedom #MoneyMindset #FinancialLiteracy #FamilyAndMoney #MoneyManagement #SavingMoney For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.
#549
August 25 · 6 min
Ep. 549: The Hidden Price of “Libre Ko Na”
Sometimes, you’re not paying for the food. You’re paying for approval. Treating people feels good. But what if your “I’ll pay” comes from guilt, pressure, or the need to prove that you’re successful? In this episode, we talk about how to be generous without hurting your savings and financial goals. Learn how to know if you’re giving from love and joy, or because you’re afraid people will think you’re selfish. • Why treating others feels good • How buying approval can become expensive • When it’s okay to say, “Let’s split the bill” • How to give with joy, without guilt Follow or Subscribe to Chink Positive for more simple money and mindset lessons. Share this with a friend who always says, “I’ll pay!” And don’t forget to leave a review. #ChinkPositive #FinancialFreedom #MoneyMindset #FinancialLiteracy #SavingMoney #MoneyManagement #PersonalGrowth For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.
#548
August 20 · 6 min
Ep 548: The Biggest Lesson I Learned in My 60s
Are you building a business... or just another job? If you stop working today, what happens tomorrow? In this episode, I share the biggest lesson I learned in my 60s. I thought working harder would build a better business. But I learned that true success comes from building systems, trusting people, and creating a business that can grow without you. If you are a business owner, leader, or entrepreneur who feels tired and always busy, this episode is for you. Learn how to create more freedom, protect your time, and focus on what matters most. In this episode, you will learn: Why working harder is not always the answer. The difference between owning a business and owning a job. How systems and delegation create real freedom. Why your time with family is one of your greatest investments. 🎧 If you enjoyed this episode, please Follow or Subscribe for more simple lessons on business, money, leadership, and personal growth. Share it with a fellow entrepreneur, and leave a review to help more people build a business that gives them freedom. #ChinkPositive #FinancialFreedom #BusinessGrowth #Leadership #Entrepreneur #MoneyMindset #PersonalGrowth #SuccessMindset For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.
#547
August 18 · 7 min
Ep 547: The Biggest Lesson I Learned in My 50s
You do not have to do everything alone. Sometimes, asking for help is the smartest decision. In this episode, I share the biggest lesson I learned in my 50s. I used to think success meant handling everything on my own. But I learned that the right people can help you grow faster and make better decisions. If you feel tired from carrying too much by yourself, this episode is for you. Learn why mentors, coaches, and the right relationships can help you build a better life, stronger finances, and lasting success. In this episode, you will learn: Why asking for help is a sign of wisdom, not weakness. How the people around you shape your future. Why a mentor can save you years of trial and error. A simple reflection to help you choose the right people. 🎧 If this episode encouraged you, please Follow or Subscribe for more simple lessons on money, financial literacy, mindset, and personal growth. Share this episode with someone who needs this reminder, and leave a review to help more people grow. #ChinkPositive #FinancialFreedom #FinancialLiteracy #MoneyMindset #PersonalGrowth #SuccessMindset #Leadership #Growth For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.
#546
August 13 · 7 min
Ep 546: My Biggest Money Mistake in My 40s
Success can make you feel confident. But confidence can also hide your biggest mistakes. In this episode, I share the biggest money mistake I made in my 40s. I thought experience was enough. But I learned that asking questions is just as important as having success. If you are making a big decision about money, business, or your career, this episode is for you. Learn why staying curious can help you avoid costly mistakes and make wiser choices. In this episode, you will learn: Why success does not protect you from mistakes. The difference between confidence and true knowledge. Three questions to ask before making a big decision. Why curiosity is one of your greatest strengths. 🎧 If this episode helped you, please Follow or Subscribe for more simple lessons on money, financial literacy, mindset, and personal growth. Share it with someone who is making an important decision, and leave a review to help more people grow. For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. #ChinkPositive #FinancialFreedom #FinancialLiteracy #MoneyMindset #MoneyManagement #PersonalGrowth #SuccessMindset #Leadership Hosted on Acast. See acast.com/privacy for more information.
#545
August 11 · 8 min
Ep 545: My Biggest Money Mistake in My 30s That You Should Learn From
The biggest mistake is not losing money. It's waiting too long to start. In this episode, I share the biggest money mistake I made in my 30s. I thought I had plenty of time. I kept saving, but I waited too long to make my money grow. If you have been putting off saving, investing, or starting something important, this episode is for you. Learn why small steps today can lead to a better financial future and less stress tomorrow. In this episode, you will learn: Why waiting can cost you more than losing money. The difference between saving and investing. Why time is your greatest financial advantage. One simple step you can take this week. 🎧 If you enjoyed this episode, please Follow or Subscribe for more simple lessons on money, financial literacy, and personal growth. Share this episode with a friend, and leave a review to help more people build a better financial future. For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. #ChinkPositive #FinancialFreedom #FinancialLiteracy #MoneyManagement #Investing #MoneyMindset #PersonalGrowth #SuccessMindset Hosted on Acast. See acast.com/privacy for more information.
#544
August 6 · 8 min
Ep 544: The Biggest Money Mistakes I Made in My 20s, And Maybe You're Making Them Too
You work hard. But why does life still feel empty? Maybe money is not what you're really missing. In this episode, I share one of the biggest money mistakes I made in my 20s. I thought earning more would solve everything. But I learned that money alone cannot give you real peace or purpose. If you feel tired from always chasing more income, this episode is for you. You will learn how having a clear purpose can help you make better money decisions, reduce stress, and build a life that truly matters. In this episode, you will learn: Why more money does not always bring happiness. The important question you should ask before chasing wealth. Why purpose gives your work more meaning. A simple exercise to help you find your direction. 🎧 If you enjoyed this episode, please Follow or Subscribe. Share it with a friend who needs this message. And if this podcast helped you, leave a review to help more people find it. For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. #ChinkPositive #FinancialFreedom #FinancialLiteracy #MoneyMindset #MoneyManagement #Purpose #Success #PersonalGrowth Hosted on Acast. See acast.com/privacy for more information.
#543
August 4 · 7 min
Ep. 543: Why You Keep Buying Things You Don't Need
Why do you keep buying things you don't need? The answer may have nothing to do with money. In this episode of Chink Positive, we uncover the real reason behind emotional spending and why stress, boredom, and other emotions often lead to impulse buying. Learn simple habits to pause, make wiser financial decisions, and take control of your money without feeling deprived. If you've ever regretted a purchase or wondered where your money went, this episode will help you build healthier money habits and spend with purpose. What you'll learn: - Why emotions often drive impulse purchases - The 24-hour rule that can stop unnecessary spending - How to reward yourself without hurting your budget - Why replacing bad habits is the key to lasting financial change If this episode helped you, Follow or Subscribe so you never miss an episode. Share it with your family and friends, and leave a review to help more Filipinos build smarter money habits. #ChinkPositive #FinancialFreedom #EmotionalSpending #FinancialLiteracy #MoneyMindset #SavingMoney #PersonalFinance #SmartSpending For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.
#542
July 30 · 7 min
Ep. 542: Why Most Budgets Fail, And How to Make One That Actually Works
Think budgets don't work? Maybe you've been using the wrong one. In this episode of Chink Positive, discover why most budgets fail and how to create a simple spending plan you can actually stick to. Budgeting isn't about saying no to everything. It's about giving every peso a purpose so you can save more, stress less, and enjoy your money without guilt. Whether you're living paycheck to paycheck or simply want better control of your finances, this episode will help you build a budget that works in real life. What you'll learn: - Why most budgets fail after payday - How to give every peso a clear purpose - Why a good budget includes room for enjoyment - A simple budgeting system you can start today If this episode helped you, Follow or Subscribe so you never miss an episode. Share it with your family and friends, and leave a review to help more Filipinos build healthy money habits. #ChinkPositive #FinancialFreedom #Budgeting #FinancialLiteracy #MoneyMindset #SavingMoney #PersonalFinance #MoneyManagement For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.
#541
July 28 · 6 min
Ep. 541: The Emergency Fund That Could Save Your Family
What would happen if your income stopped tomorrow? Would your family be ready? In this episode of Chink Positive, we talk about why an emergency fund is one of the smartest financial habits you can build. Learn how it protects your family from unexpected expenses, gives you peace of mind, and helps you avoid debt during difficult times. Whether you're just starting to save or rebuilding your finances, this episode will show you how small, consistent steps can create lasting financial security. What you'll learn: - Why every family needs an emergency fund - How much you should aim to save - Why protection comes before investing - Simple ways to start, even with a limited income If this episode encouraged you, Follow or Subscribe so you never miss an episode. Share it with your family and friends, and leave a review to help more Filipinos build a stronger financial future. #ChinkPositive #FinancialFreedom #EmergencyFund #FinancialLiteracy #SavingMoney #MoneyMindset #PersonalFinance #FinancialSecurity For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.
#540
July 23 · 8 min
Ep. 540: You Got a Raise... So Why Do You Still Feel Broke?
You got a raise... so why do you still feel broke? The answer may be your lifestyle, not your salary. In this episode of Chink Positive, we uncover the hidden trap of lifestyle inflation and why earning more doesn't always lead to financial freedom. Learn how to enjoy your success without letting bigger expenses steal your future. If you've ever wondered where your salary goes every month, this episode will help you build better money habits, save more, invest wisely, and grow lasting wealth. What you'll learn: - Why a higher income doesn't always build wealth - How to avoid the lifestyle inflation trap - A simple way to divide every salary increase - Why financial freedom depends on what you keep, not just what you earn If this episode helped you, Follow or Subscribe so you never miss an episode. Share it with your family and friends, and leave a review to help more Filipinos take control of their finances. #ChinkPositive #FinancialFreedom #FinancialLiteracy #MoneyMindset #LifestyleInflation #SavingMoney #Investing #PersonalFinance For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.
#539
July 21 · 9 min
Ep. 539: Why Financial Freedom Starts With One Simple Habit
Financial freedom doesn't start with more money. It starts with one simple habit. In this episode of Chink Positive, discover why building wealth is less about how much you earn and more about the daily habits you practice. Learn practical ways to save, spend with purpose, and make smarter money decisions that bring you closer to financial freedom. Whether you're just starting your financial journey or want to improve your money mindset, this episode will help you build habits that last. What you'll learn: * Why paying yourself first changes everything * How to give every peso a purpose * The power of celebrating small financial wins * Simple habits that lead to long-term financial freedom If this episode inspired you, Follow or Subscribe so you never miss an episode. Share it with your family and friends, and leave a review to help more Filipinos build better money habits. #ChinkPositive #FinancialFreedom #FinancialLiteracy #MoneyMindset #SavingMoney #PersonalFinance #Investing #SuccessMindset For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.
#538
July 16 · 9 min
Ep. 538: Why Some People Stay Poor, Even When They Have the Chance to Change
Why are some people still broke, even when they have the chance to change? The answer may surprise you. In this episode of Chink Positive, we talk about the daily habits that quietly keep people financially stuck. This is not about blaming people for being poor. It's about the choices we can control and the small actions that can lead to real financial freedom. If you want to build better money habits, save more, invest wisely, and stop living paycheck to paycheck, this episode is for you. What you'll learn: - Why waiting for the "right time" keeps you stuck - The hidden cost of comparing yourself to others - Simple daily habits that build wealth over time - One question to ask before every non-essential purchase If this episode helped you, Follow or Subscribe so you never miss an episode. Share this with your family and friends, and leave a review to help more Filipinos build a better financial future. #ChinkPositive #FinancialFreedom #FinancialLiteracy #MoneyMindset #SavingMoney #Investing #SuccessMindset #MoneyHabits For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com. Hosted on Acast. See acast.com/privacy for more information.

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